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Long Time Lurker!!

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dark_n_luvly83
New Member

Long Time Lurker!!

I've been lurking on this site nonstop for the past 4 months now (actually forgot that I had this account since 2007 but never used it ;P) and my scores were in the 550s. Now my scores are in the low 600s and I would like to say thank you to everyone who posted, I really learned a lot!! I decided to give it a shot and apply for a couple of credit cards and at the end of February I was approved for a Quicksilver One card $300 and I applied for a Victoria's Secret card but was declined. Even though I was declined, no refusal letter was sent.  I wanted to check my credit report and saw that Comenity Bank was listed as good standing...I was approved for $250!!!!!!!  Will definitely take care of my credit this time around! 

Starting my journey!!
1/30/2015: Equifax-569, Transunion-599, Experian-572
4/16/2015: Equifax-621, Transunion-630, Experian-614

Goal: 700 across the board!!
Message 1 of 10
9 REPLIES 9
Anonymous
Not applicable

Re: Long Time Lurker!!


@dark_n_luvly83 wrote:

I've been lurking on this site nonstop for the past 4 months now (actually forgot that I had this account since 2007 but never used it ;P) and my scores were in the 550s. Now my scores are in the low 600s and I would like to say thank you to everyone who posted, I really learned a lot!! I decided to give it a shot and apply for a couple of credit cards and at the end of February I was approved for a Quicksilver One card $300 and I applied for a Victoria's Secret card but was declined. Even though I was declined, no refusal letter was sent.  I wanted to check my credit report and saw that Comenity Bank was listed as good standing...I was approved for $250!!!!!!!  Will definitely take care of my credit this time around! 


Congrats and glad that the site has helped you.  Good luck going forward

Message 2 of 10
uswala
Senior Contributor

Re: Long Time Lurker!!

Congrats!

Message 3 of 10
Focused10
Established Contributor

Re: Long Time Lurker!!

Awesome! Congrats!

;;;
BCE: $2K | Amazon: $5K | BBVAmex: $7.5K | AAdvntge: $8.5K | AMEX: $30K | Frdm: $10K | Citi: $6.2K | FNB: $10K | NASA: $25K | CapOne QS: $10K | Chase Marriott: $12K ~ Garden 3.2.16
Message 4 of 10
Anonymous
Not applicable

Re: Long Time Lurker!!

Congratulations!

Message 5 of 10
I-think-I-can
Valued Contributor

Re: Long Time Lurker!!

Congratulations!! Smiley Happy

Starting Scores 2/13/15: EQ 635 EX 674 TU 684 ////7/16/15 Scores: EQ 661 EX 669 TU 703 //// 2/15/16 Scores EQ 652 EX 647 TU 756 //// 3/24/16 Scores: EQ 661 EX 649 TU 773 //// EQ 670 EX 653 TU 768 (EQ And EX still tainted)
Goal Scores: 760 across the board
Message 6 of 10
EdMan63
Established Contributor

Re: Long Time Lurker!!

Congrats!!! Stay strong!!!!


Message 7 of 10
KnowMoreGrowMore
Regular Contributor

Re: Long Time Lurker!!

Congrats on the approvals!! I lurked a long time too! It's nice to come out and be a part of the community. Smiley Wink Great job!


FICO 08 TU: 722 EX: 724 EQ: 728 May 2018
INQs: TU:1 EX:0 EQ:1
Message 8 of 10
gdale6
Moderator Emeritus

Re: Long Time Lurker!!

Grats on your new accounts Smiley Happy

Message 9 of 10
dark_n_luvly83
New Member

Re: Long Time Lurker!!

Thanks everyone!!!!

Starting my journey!!
1/30/2015: Equifax-569, Transunion-599, Experian-572
4/16/2015: Equifax-621, Transunion-630, Experian-614

Goal: 700 across the board!!
Message 10 of 10
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