Lots of NFCU LOVE!!! and a question.

Anonymous · ‎05-30-2016

So I have been working on my credit and it had some very old stuff on it. I challenged it by just letting them know it is past expiration. I have 680's across all bureaus mostly. I applied for the NFCU Signature flagship visa. Approved 18.5K Limit @ 13.74%! Also I hit the love button on my NFCU Cash rewards card with a 2k limit (aproved when i had 632 with 4 derogs 6 years old) and it was increased to 10K! SP on that. and today when i called to have it converted to the siggy visa card they dropped my interest on it to 14.9% as well. Also applied for CLOC last night. Was put on hold and they called me today because I had forgotten to unlock my equifax. I had it and TU locked while I was pending the results of the challenge. So I unlocked and they countered my 15K request with 5K! Super stoked, Went from 5.1K total credit to 36.6K!!! Super stoked. Though as a side note all of a sudden I no longer have any TU inquires????? I dont know what happened but all 6 disappeared overnight?? Both from credit karma and from my actual TU app. I remember somewhere seeing if you check your credit enough inquiries can disappear? I didnt think that was true. Will they just reappear? thanks in advance!

Anonymous · ‎05-30-2016

That is so strange about inquires, as mine too disappeared last night.

CountryLivin · ‎05-30-2016

It's a glitch! Trust me they will show up again...it's only temporary! All 19 of mine are gone too!

RonM21 · ‎05-31-2016

Congrats! And yes just a glitch.

Total CL: $321.7k

UTL: 2%

AAoA: 7.0yrs

Baddies: 0

Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

datrucking210 · ‎05-31-2016

Congrats!

Mid 500's Spring 2014 As of 06/07/16 EQ-700^ TU-738^ EX-697v In the Garden 5/28/16! Goals 750 across the board end of 2016

Ebates Visa SL $3,200 to $20,000, 25.24%

NFCU Cash Rewards Visa Signature SL $15,300 to $18,000, 14.90%

Lowe's Store Card SL $500 to $5,000 to $17,000, 24.90%

RBFCU Premier Rate Mastercard SL $15,000, 9.95%

Sam's Club Mastercard SL$3,600 to $10,000 to $15,000, 23.15%

Stash Hotel Rewards Visa SL$3,000 to $15,000, 16.24%

J Crew Store Card SL $250 to $4,450 to $12,450

Generations FCU Earned Premium Rewards Visa Siggy SL $7,000, 9.25%

Amazon Store Card SL $600 to $3,500 to $4,000 to $6,000

Citi AAdvantage Platinum Select World Mastercard SL $5,000

JCPenney Store Card SL $500 to $3,500 to $5,000

PenFed Platinum Rewards Visa Siggy SL $5,000, 17.99%

Overstock Store Card SL $2,200 to $3,700

Kohl's Store Card SL $400 to $700 to $1,500 to $2,500 to $3,000

Barclays Rewards Mastercard SL $750 to $1,500 to $2,050

Victoria Secret Store Card SL $500 to $2,000

Lenovo Preferred Store Card SL $1,200 to $1,600

Barclays NFL Extra Points Visa SL $500 to $1,400

BankAmericard Cash Rewards Visa SL $500 Secured Don't Judge, wanted in with BofA and was offered this after being declined

RBFCU Cashback Rewards Mastercard SL $1,000

AU:

Walmart Mastercard SL $1,800 to $2,600 to $8,000

Barclays Rewards Mastercard SL $2,500 to $3,500 to $4,450

Anonymous · ‎05-31-2016

Congrats, also my TU inquiries are gone.

Creditplz · ‎05-31-2016

Mine left... Then they came right back

! It's only a glitch on Vantage/FAKO score models... We all know nobody pulls those

haha

Anonymous · ‎05-31-2016

Congrats on the approval, it could be a glitch...

surferchris · ‎05-31-2016

Congrats on the NFCU love.

Current Cards:
AmEx Hilton Honors Surpass//AmEx Platinum Card//Ann Taylor Rewards Mastercard//Capital One Platinum Card//Credit One AmEx//Credit One Platinum VISA//Fingerhut//Navy More Rewards AmEx//TruWest Platinum VISA//Aspire VISA//Costco Anywhere VISA//Lowes Advantage//Apple Card
Loans:
1 Mortgage/////Navy FCU Auto Loan (2020 Jaguar I-Pace)//Capital One Auto (2016 BMW i3)
Next Cards (4th QTR 2022):
Navy Flagship Rewards VISA//Chase Sapphire Preferred
Stats:
Scores: 700's // Inq's: 1 for mortgage // Util: 1% // AoOA: 21 yrs