So I started out with a secured Card with NFCU in 1/2016 it ended up unsecuring @ a year to $2000.00. In 5/2016, I applied for a cash rewards card and starting limit was $1000.00 unsecured. Since then I have prob requested 3-4 cli on both cards. I have ran plenty of $ thru both cards. Would sometimes leave a balance and sometimes I would not. Each time they would say no. Citing bk and other reasons. Since my bk in 4/2015, I have not paid anything late. Have always been on time. Well I read on here (love this site btw) that sum1 applied for their 3rd cash rewards credit card. So this Saturday I decided, wth, I’m going to apply for another cash reward card. Needless to say it went to review. Within 2 hours I received a text saying it was approved. I clld in and they gave my my starting limit of 15k. I was floored. I love NFCU, this site & def my credit. I have learned a lot from y’all. Thanks for everything. Card should be here this week. My score according to NFCU is showing a 651