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Lowe's Approved! And Raised to $25k

tag
uswala
Senior Contributor

Re: Lowe's Approved! And Raised to $25k

Congrats!

Message 11 of 27
Anonymous
Not applicable

Re: Lowe's Approved! And Raised to $25k

Amazing! Way to go!

Message 12 of 27
alvon123
Super Contributor

Re: Lowe's Approved! And Raised to $25k

congrats


Message 13 of 27
gdale6
Moderator Emeritus

Re: Lowe's Approved! And Raised to $25k


@MstrPTato wrote:

Was shopping for a garage door opener in Lowe's today and saw that new account holders could save 10% off on approval. Not a bad deal but I don't usually go for just the initial offering. Saw they also do 5% back everyday just for using with no minimum spend.

 

Applied and approved for $6,000. Saw earlier to initiate chat and see where that gets me in regards to a CLI. Think I will ask for 25k!

 

Update - Just called credit solutions and asked for an increase so I could have more buying power. Asked for the the full $25,000 as mentioned on here. Analyst told me would take about 4 minutes to review my report. Came back in 30 seconds and said congrats I was able to do the $25,000 and it will be available in a few minutes.  This is now over double my highest credit limit.  Would have never known the trick without these forums! Thanks everyone!


Excellent, grats on your card and successful CL recon Smiley Happy

Message 14 of 27
Anonymous
Not applicable

Re: Lowe's Approved! And Raised to $25k

Congrats!
Message 15 of 27
taxi818
Super Contributor

Re: Lowe's Approved! And Raised to $25k


@CMstrPTato wrote:

Was shopping for a garage door opener in Lowe's today and saw that new account holders could save 10% off on approval. Not a bad deal but I don't usually go for just the initial offering. Saw they also do 5% back everyday just for using with no minimum spend.

 

Applied and approved for $6,000. Saw earlier to initiate chat and see where that gets me in regards to a CLI. Think I will ask for 25k!

 

Update - Just called credit solutions and asked for an increase so I could have more buying power. Asked for the the full $25,000 as mentioned on here. Analyst told me would take about 4 minutes to review my report. Came back in 30 seconds and said congrats I was able to do the $25,000 and it will be available in a few minutes.  This is now over double my highest credit limit.  Would have never known the trick without these forums! Thanks everyone!


Congrats. i wonder if it is better to apply in store on online. not sure. that would kill any issue i had with utilization.

Message 16 of 27
FocusedAndDetermined
Senior Contributor

Re: Lowe's Approved! And Raised to $25k

Good work - congrats!

Message 17 of 27
elim
Senior Contributor

Re: Lowe's Approved! And Raised to $25k

congrats on the huge limit.

i have been putting off my lowes purchases and havent used the card in a few months and they still gave me a 3500 luv button jump last week. I really like synch so far.

Message 18 of 27
chalupaman
Super Contributor

Re: Lowe's Approved! And Raised to $25k


@taxi818 wrote:

@CMstrPTato wrote:

Was shopping for a garage door opener in Lowe's today and saw that new account holders could save 10% off on approval. Not a bad deal but I don't usually go for just the initial offering. Saw they also do 5% back everyday just for using with no minimum spend.

 

Applied and approved for $6,000. Saw earlier to initiate chat and see where that gets me in regards to a CLI. Think I will ask for 25k!

 

Update - Just called credit solutions and asked for an increase so I could have more buying power. Asked for the the full $25,000 as mentioned on here. Analyst told me would take about 4 minutes to review my report. Came back in 30 seconds and said congrats I was able to do the $25,000 and it will be available in a few minutes.  This is now over double my highest credit limit.  Would have never known the trick without these forums! Thanks everyone!


Congrats. i wonder if it is better to apply in store on online. not sure. that would kill any issue i had with utilization.


I think in the case of this card it wouldn't matter much.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 19 of 27
taxi818
Super Contributor

Re: Lowe's Approved! And Raised to $25k


@chalupaman wrote:

@taxi818 wrote:

@CMstrPTato wrote:

Was shopping for a garage door opener in Lowe's today and saw that new account holders could save 10% off on approval. Not a bad deal but I don't usually go for just the initial offering. Saw they also do 5% back everyday just for using with no minimum spend.

 

Applied and approved for $6,000. Saw earlier to initiate chat and see where that gets me in regards to a CLI. Think I will ask for 25k!

 

Update - Just called credit solutions and asked for an increase so I could have more buying power. Asked for the the full $25,000 as mentioned on here. Analyst told me would take about 4 minutes to review my report. Came back in 30 seconds and said congrats I was able to do the $25,000 and it will be available in a few minutes.  This is now over double my highest credit limit.  Would have never known the trick without these forums! Thanks everyone!


Congrats. i wonder if it is better to apply in store on online. not sure. that would kill any issue i had with utilization.


I think in the case of this card it wouldn't matter much.


Well i don't think me and synch has a good relationship. really. this is our history. i have the walmart. and pay pal smart connect.

walmart 8 months before a cli. wth. when every one else is getting cli in 4 months. its finally at 1450 credit limit.

my pay pal smart connect. this useless card. its at 800 my lowest limit . it started at 600 auto 200 cli after first month. cant get increase.

couple months back applied for ebates with 693 fico. and 3 inquiries. denied. i hvae no faith in synch. i may just cut my ties with all their cards. appears comenity. is giving luv on the increase every month. i really only use them as a utilization buffer.

Message 20 of 27
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