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Lowe's SL Recon

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Anonymous
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Lowe's SL Recon

I'm moving next week & needed a new washer and dryer. Lowe's offers good (comparable) prices w/ free delivery and installation (I know its not hard but I own no tools) and I had a 10% off coupon. Monday I applied and was approved in-store, thinking that might get me a better SL. It did not: 2K. And Synchrony reported the new account & balance the next day showing me at almost 50% Util.

 

My plan was to wait for my card to arrive and try for a CLI. But then I read this thread. Thank you, burntreality. My experience now mirrors yours: I too called overseas before the card arrived and turned 2K into 10K. 

 

DPs: HP EX on Monday: 717 Fico 08 w/ 17 Inq (EX only) and < 5% Util. This is my 5th Synchrony card and probably my last. I can't think of another I want. 

 

 

 

 

Message 1 of 5
4 REPLIES 4
burntreality
New Contributor

Re: Lowe's SL Recon

Congrats!
Should be able to utilize that card now without killing utilization
Starting score: 513 (Pulled from MyFico)
Current Score: EQ=735 TU=744 EX=746
Message 2 of 5
Anonymous
Not applicable

Re: Lowe's SL Recon


@burntreality wrote:
Congrats!
Should be able to utilize that card now without killing utilization

Right. That was my thinking. I also got the 0% for 12 months on the total bill, so while I'm in no hurry to pay it off, the 1st payment should have me < 9% Util on the card.

Message 3 of 5
Medic981
Valued Contributor

Re: Lowe's SL Recon







Your FICO credit scores are not just numbers, it’s a skill.
Message 4 of 5
19eighty5
Senior Contributor

Re: Lowe's SL Recon

Congratulations on the approval AND CLI!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:


Message 5 of 5
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