Lowe’s card CLI???

[jazzyvar84]

I was just approved for a Lowe’s credit card today, but they only gave me $500. I have two other Synchrony bank cards and Navy Federal just approved me for a $15,000 card two days ago. When and how can I get Lowe’s to increase my credit limit. I will be shopping for a mortgage soon and want the card to be able to do things around the house and yard.


Thanks for your help!!!!

[CreditInspired]

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@jazzyvar84 wrote:
I was just approved for a Lowe’s credit card today, but they only gave me $500. I have two other Synchrony bank cards and Navy Federal just approved me for a $15,000 card two days ago. When and how can I get Lowe’s to increase my credit limit. I will be shopping for a mortgage soon and want the card to be able to do things around the house and yard.


Thanks for your help!!!!

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If your goal is to get a mortgage soon, please STOP applying for credit! Lenders want to see no new accounts for 12 months prior to mortgage application. 

[AllZero]

Congratulations on your approval!

[Anonymous]

Congratulations!

[M_Smart007]

Congrats!

[M_Smart007]

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@CreditInspired wrote:

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@jazzyvar84 wrote:
I was just approved for a Lowe’s credit card today, but they only gave me $500. I have two other Synchrony bank cards and Navy Federal just approved me for a $15,000 card two days ago. When and how can I get Lowe’s to increase my credit limit. I will be shopping for a mortgage soon and want the card to be able to do things around the house and yard.


Thanks for your help!!!!

---

If your goal is to get a mortgage soon, please STOP applying for credit! Lenders want to see no new accounts for 12 months prior to mortgage application. 

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+1

[AverageJoesCredit]

Congrats +2 on Mortgage advice.

Sync can be as easy as a phone call or waiting a couple months. Im g9nna assume if you can afford a house youll most likely get the Lowes up to 35k eventually , just depends on when they say yes.

Fyi, cant compare Navy to other lenders. Navy can give 25k to a person who only has $500 limit cards elsewhere so they stand alone lol

[Shooting-For-800]

Call the backdoor number for SP.

I went from something crazy low (cant remember - maybe $1k)

to $35k over the last few years.

I was stuck at $17k for quite a while (seems like a point many get stuck)

then went to $25k then $30k then $35k.

I do spend a lot at lowes, but my ficos were below 700 at $17k.

GL!

[gdale6]

Grats on the apprroval

When you get and activate the card you can call Credit Solutions and ask for a larger limit, if they wont go anymore now then you will need to use the card and ask again in 3-4 months time.

[Anonymous]

^^^ agreed. You won’t likely have to spend a fortune though. I was approved for $300. Three statements later, I had spent around $100 in total and moved up to $6000. Three more statements and a couple hundred more spend and it went to $12,000. Lowe’s will grow big.

And another big + for no more apping if you’re after a mortgage.