Scores are EQ 740, TU 682, EX 674. Numerous INQs on all 3 mostly from car financing, Clean EQ report, 2 medical collections on TU and EX, one 6 years old and one very recent. UTI was about 9%, but after adding $21,700 in new credit in the past 2 weeks it will be 2.9% after everything reports.
