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Lowes Approved and reporting in 48 hours

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CreditMagic7
Mega Contributor

Re: Lowes Approved and reporting in 48 hours

Many Congrats your way on the new Lowe's!

Aforementioned already, gecrb reaches right into the CRA's in an instant!
Message 11 of 18
CreditUnionFan
Valued Contributor

Re: Lowes Approved and reporting in 48 hours

It depends. I've seen GECRB pull just one bureau, but other times they'll pull multiple bureaus.

 

Chase just pulled TU and EX this past week.

 

Not a credit card, but when I got my Toyota financing, their deal was that if one was 620+ on TU, they'd see if you were 650+ on EX, and then would pull EQ.

 

Thankfully my EQ met their criteria for the 0% financing, so I wasn't too upset about three HPs for one car loan.

I was going to garden... Honest!
Message 12 of 18
dannymac44
Established Member

Re: Lowes Approved and reporting in 48 hours

I recently was approved and called next morning and got SP CLI from 1000 to requested 5000. They seem light on their inital approval and i just said I wanted more to make it any use to me. Quick and easy!

BoA 123 Cash Signature: $49.4k // Amex Platinum // Amex BCP: $29.4k// Chase Freedom: $19.5k // Chase Reserve: $34k // Chase Amazon Visa: $8.9k // Citi DC: $13k // Citi Simplicity $28k // Citi Dividend: $21.5k // Discover IT: $15.5k // Lowes $35k // Verizon Visa: $10k
Message 13 of 18
FinStar
Moderator Emeritus

Re: Lowes Approved and reporting in 48 hours


@dannymac44 wrote:

I recently was approved and called next morning and got SP CLI from 1000 to requested 5000. They seem light on their inital approval and i just said I wanted more to make it any use to me. Quick and easy!


Nice bump on your initial CL!

Message 14 of 18
Windowguy
Valued Member

Re: Lowes Approved and reporting in 48 hours

Congrats on the Lowes Approval

 

 

Who do they pull?

Message 15 of 18
gdale6
Moderator Emeritus

Re: Lowes Approved and reporting in 48 hours


@Windowguy wrote:

Congrats on the Lowes Approval

 

 

Who do they pull?


Usually TU if its a GECRB backed card which this one is.

 

Congrats to your new card OP Smiley Happy

Message 16 of 18
-Wade-
Valued Contributor

Re: Lowes Approved and reporting in 48 hours


@Anonymous wrote:

 been lurking forever but i just could not believe this, Apped for Lowes on 12/29/13 got  instant approval. I pulled all 3 reports tonight and Lowes is already showing on all 3.  i have not even recieved the card yet. it is showing open since 12-29-13 reported 12-30-13 current  0 balance.

  Just thought i would share


Congrats Smiley Happy Wow , thats very fast reporting

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 17 of 18
myjourney
Super Contributor

Re: Lowes Approved and reporting in 48 hours

Welcome to the forum and congrats 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 18 of 18
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