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Did the prequal on the website and got this (see screenshot). Then a 7-10 day. I thought "Ahhhhh crap." But, after reading it looks like they are doing a lot of verification. I called their customer solutions line and asked to check the status of my app. They had me go to a verification page and take a selfie / DL picture of front and back. One key point, the rep asked me if I would like her to stay on the phone...definitely keep them on the phone as the process is fast and some parts of the app are buggy and they can walk you through. I got a password and then transferred to someone pretty professional and they verified name and other stuff and then gave me the "Congrats!" Only got $500, but I heard GREAT things about getting that bumped up in-store as I need a new washer.
DP: EX/EQ/TU FICO about 690 across the board. BK 7 4.5 years ago with some lates 2 years ago. 2% util across the board.
Congrats on your approval. Yeah, with a phone call or two you should be able to grow the card pretty quickly to get a limit big enough for your new washer without affecting utilization too much
The surprise to me is the verification needed to get the approval. Is this a recent thing with Synchrony? Admittedly out of the loop with this if that's the case
You all weren't kidding. I was approved for $500 a few minutes ago. Called the "Overseas" number I've seen listed (8773738173). I requested $10,000 and they countered back with $5,000. I'll take that. Thanks!
DP: 690 FICO across the boards with EX, TU, EQ. All on ice except TU. 2% util, BK7 4.5 years ago.
Nice, 5k is a usable limit and Lowes is a useful card, grats on getting it ![]()
Congrats on your Lowes approval and limit recon!!! Happy washing!!
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Congratulations on your Lowe's approval!
Congrats i just got my card as well $5000 limit.
@Anonymous wrote:You all weren't kidding. I was approved for $500 a few minutes ago. Called the "Overseas" number I've seen listed (8773738173). I requested $10,000 and they countered back with $5,000. I'll take that. Thanks!
DP: 690 FICO across the boards with EX, TU, EQ. All on ice except TU. 2% util, BK7 4.5 years ago.
Haha hell yeah! Congratulations, this CC is gonna blast off!
Congrats on the approval and the bump in CL!























