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Lowes Approved

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Anonymous
Not applicable

Lowes Approved

Did the prequal on the website and got this (see screenshot). Then a 7-10 day. I thought "Ahhhhh crap." But, after reading it looks like they are doing a lot of verification. I called their customer solutions line and asked to check the status of my app. They had me go to a verification page and take a selfie / DL picture of front and back. One key point, the rep asked me if I would like her to stay on the phone...definitely keep them on the phone as the process is fast and some parts of the app are buggy and they can walk you through. I got a password and then transferred to someone pretty professional and they verified name and other stuff and then gave me the "Congrats!" Only got $500, but I heard GREAT things about getting that bumped up in-store as I need a new washer.

DP: EX/EQ/TU FICO about 690 across the board. BK 7 4.5 years ago with some lates 2 years ago. 2% util across the board.

lowes_pre_approved.jpg

Message 1 of 23
22 REPLIES 22
simplynoir
Mega Contributor

Re: Lowes Approved

Congrats on your approval. Yeah, with a phone call or two you should be able to grow the card pretty quickly to get a limit big enough for your new washer without affecting utilization too much

 

The surprise to me is the verification needed to get the approval. Is this a recent thing with Synchrony? Admittedly out of the loop with this if that's the case

Message 2 of 23
Anonymous
Not applicable

WOW HUGE LOWES CLI RIGHT AFTER APPROVAL

You all weren't kidding. I was approved for $500 a few minutes ago. Called the "Overseas" number I've seen listed (8773738173). I requested $10,000 and they countered back with $5,000. I'll take that. Thanks!

 

DP: 690 FICO across the boards with EX, TU, EQ. All on ice except TU. 2% util, BK7 4.5 years ago.

Message 3 of 23
gdale6
Moderator Emeritus

Re: WOW HUGE LOWES CLI RIGHT AFTER APPROVAL

Nice, 5k is a usable limit and Lowes is a useful card, grats on getting it Smiley Happy

Message 4 of 23
AllZero
Mega Contributor

Re: Lowes Approved

Congratulations on your approval and CLI!

Message 5 of 23
blindambition
Senior Contributor

Re: Lowes Approved

Congrats on your Lowes approval and limit recon!!! Happy washing!!

Smiley Happy

Message 6 of 23
CreditAggie
Community Leader
Super Contributor

Re: Lowes Approved

Congratulations on your Lowe's approval!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (January 2026):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 7 of 23
creditguy86
Contributor

Re: Lowes Approved

Congrats i just got my card as well $5000 limit.

Message 8 of 23
Mr_Mojo_Risin
Senior Contributor

Re: WOW HUGE LOWES CLI RIGHT AFTER APPROVAL


@Anonymous wrote:

You all weren't kidding. I was approved for $500 a few minutes ago. Called the "Overseas" number I've seen listed (8773738173). I requested $10,000 and they countered back with $5,000. I'll take that. Thanks!

 

DP: 690 FICO across the boards with EX, TU, EQ. All on ice except TU. 2% util, BK7 4.5 years ago.


Haha hell yeah! Congratulations, this CC is gonna blast off!

NFCU More Rewards 28K CL
NFCU Cash Rewards 16K CL
Citi Custom Cash 7.5K CL
AODFCU Visa Sig 5K CL
Discover IT 2.5K CL
Capital One QS 3600 CL
Message 9 of 23
Titans84
Valued Contributor

Re: WOW HUGE LOWES CLI RIGHT AFTER APPROVAL

Congrats on the approval and the bump in CL!

Current FICO 8:



Message 10 of 23
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