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Macy's +2X CLI!

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SunriseEarth
Moderator Emeritus

Macy's +2X CLI!

Figured I'd try to see if Macy's was ready to up my CL, since I last asked 3 statements ago (at that time, I went from $600 to $1200).   I went onto chat and requested $5K.   They counteroffered with $2500, which I gladly accepted!

 

Overall, I'm quite pleased with Macy's.   I opened on recon back in May and less than 6 months later, the CL has quadrupled!  I would like the AMEX upgrade, but if HP is a possibility, I'd rather wait until next year when my CO will fall off EX.  



Start: 619 (TU08, 9/2013) | Current: 798 (TU08, 3/12/26)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Disney Premier VS $52000 | Discover IT $46000 | NFCU cashRewards Plus WMC $41000 |Venmo VS $30000 | Cash+ VS $30000 | Macy's AMEX $25000 | Ralphs Rewards WEMC $25000 | Citi Custom Cash MC $24600 | Synchrony Premier $24,200 | GS Apple Card WEMC $22000 | WF Attune WEMC $22000 | Freedom Flex WEMC $21500 | Amazon VS $15000 | Target MC $14500 | Sephora VS $14400 | BMO Harris Cash Back MC $14000 | Rakuten AMEX $12500 | T-Mobile VS $12000 | AAA Travel Advantage VS $10000 | JCP MC $5500 | BR MC $9600 | Wayfair MC $9500 | Burlington $1500 ~~
Message 1 of 26
25 REPLIES 25
pizza1
Community Leader
Super Contributor

Re: Macy's +2X CLI!

Perfect!!! That's superSmiley Happy another card I'd live to have but they were burned in bk, and I believe I have to wait 4 yrs post discharge to reapply. Congrats!!
Message 2 of 26
SunriseEarth
Moderator Emeritus

Re: Macy's +2X CLI!


@pizza1 wrote:
Perfect!!! That's superSmiley Happy another card I'd live to have but they were burned in bk, and I believe I have to wait 4 yrs post discharge to reapply. Congrats!!

Thank you.  And it's true about the 4 yr policy.  I was initially denied for Macy's being IIB.   When I called to recon, they had to verify my BK was >4 years out.   It cost another HP, unfortunately, but I got back in.  



Start: 619 (TU08, 9/2013) | Current: 798 (TU08, 3/12/26)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Disney Premier VS $52000 | Discover IT $46000 | NFCU cashRewards Plus WMC $41000 |Venmo VS $30000 | Cash+ VS $30000 | Macy's AMEX $25000 | Ralphs Rewards WEMC $25000 | Citi Custom Cash MC $24600 | Synchrony Premier $24,200 | GS Apple Card WEMC $22000 | WF Attune WEMC $22000 | Freedom Flex WEMC $21500 | Amazon VS $15000 | Target MC $14500 | Sephora VS $14400 | BMO Harris Cash Back MC $14000 | Rakuten AMEX $12500 | T-Mobile VS $12000 | AAA Travel Advantage VS $10000 | JCP MC $5500 | BR MC $9600 | Wayfair MC $9500 | Burlington $1500 ~~
Message 3 of 26
coldnmn
Mega Contributor

Re: Macy's +2X CLI!

Congrats! Thanks for sharing.

 

 

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 4 of 26
FinStar
Moderator Emeritus

Re: Macy's +2X CLI!


@pizza1 wrote:
Perfect!!! That's superSmiley Happy another card I'd live to have but they were burned in bk, and I believe I have to wait 4 yrs post discharge to reapply. Congrats!!

And you'll have one before you know it! Smiley Wink

 

PIZZA1 MACYS.JPG

Message 5 of 26
mossmanb5
Established Contributor

Re: Macy's +2X CLI!

congrats

72 cards and done 312,800 in available credit
0.5% uti / 2.2 aaoa
eq 698 / ex 712 / tu 729


inqs= eq 48 / ex 35 / tu 15
Message 6 of 26
CardHunter
Established Contributor

Re: Macy's +2X CLI!

Congrats! I love me some Macy's.

Message 7 of 26
CardHunter
Established Contributor

Re: Macy's +2X CLI!


@SunriseEarth wrote:

@pizza1 wrote:
Perfect!!! That's superSmiley Happy another card I'd live to have but they were burned in bk, and I believe I have to wait 4 yrs post discharge to reapply. Congrats!!

Thank you.  And it's true about the 4 yr policy.  I was initially denied for Macy's being IIB.   When I called to recon, they had to verify my BK was >4 years out.   It cost another HP, unfortunately, but I got back in.  


Interesting.. If you didn't burn Macy's in BK could ya get a card from them?

Message 8 of 26
pizza1
Community Leader
Super Contributor

Re: Macy's +2X CLI!

Lmao FIN!!! You tease me with that CC!!! Not really sure if I want Macy's back if they do their weird "purchase approval" like they did a few year ago to me. I had $800 available credit, and went and charged a couple hundred, got declined. WTH? Called right there to their credit department, and the lady says you may have $800 available, but that doesn't mean you'll be approved for the whole amount. We can approve you for a $80 purchase, and then you'd need to pay that back in order to charge again another $80. WTH ??? I guess there was some thing going on then where you had to call ahead to see of your purchase would be approved and what uoir approval limit was, and credit limit.
Message 9 of 26
uswala
Senior Contributor

Re: Macy's +2X CLI!

Congrats!

Message 10 of 26
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