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Macy's American Express

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christine123
Valued Member

Macy's American Express

Hello!

I  was pre-qualified for the Macy's Amex and store card. I  applied and was told "We need more info to make a credit decision at this time." Then there was a phone number to call. I  closed the app before writing down the number. My questions are: 1) am I  most likely denied? and 2) how do I  find out who to call? Is it even worth it or do I  just take the loss at this point. 

Message 1 of 5
4 REPLIES 4
Jeffster1
Valued Contributor

Re: Macy's American Express

Call Macy's Credit Services' phone number. In all likelihood, they just have to verify identity. The Macy's Amex is well worth it, even if they start you out with a small limit. Treat the card right and the CL will grow quickly with SPs.


 

0% utilization
FICO 8 EX 839 EQ 825 TU 834
American Express Blue Cash Preferred 30K I American Express Blue Cash Everyday 30K I American Express Delta Skymiles 13.9K I American Express Schwab Investor Card 5K I Bank of America Customized Cash Rewards Visa 30K | Kinecta MyPerks Rewards MC 35K | Wells Fargo Autograph Visa 30K I BMO Harris Cash Back MC 12K | Capital One QS MC 12.5K I NFCU Flagship Rewards Visa 52K I NFCU Amex 28K I Citi Best Buy Visa 15K I Macy’s Amex 25K I Bloomingdale’s Amex 10K I Citi Thank You MC 10K I Bread Financial American Express 18K I AAA Daily Advantage Visa Signature 8.5K I Saks Fifth Avenue World Elite MC 13.3K I Citi Dillard’s Visa 5K I JCPenney MC 10K I Synchrony Premier MC 10K I UCLA Wescom CU Rewards Visa 7K I PayPal Cash Back MC 20K I MyWalgreens Mastercard 10K I TD Bank Double Up Visa 5K I USBank Cash Visa 5K I Gemini Bitcoin MC 15K I TMobile Capital One Visa 20K I BILT 2.O MC 10K
Message 2 of 5
christine123
Valued Member

Re: Macy's American Express


@Jeffster1 wrote:

Call Macy's Credit Services' phone number. In all likelihood, they just have to verify identity. The Macy's Amex is well worth it, even if they start you out with a small limit. Treat the card right and the CL will grow quickly with SPs.


 


Ok thank you! I will do that today

Message 3 of 5
christine123
Valued Member

Re: Macy's American Express


@Jeffster1 wrote:

Call Macy's Credit Services' phone number. In all likelihood, they just have to verify identity. The Macy's Amex is well worth it, even if they start you out with a small limit. Treat the card right and the CL will grow quickly with SPs.


 


I  wanted to thank you. I called And was approved over the phone. It's a low SL but I know it will grow fast 

Message 4 of 5
Jeffster1
Valued Contributor

Re: Macy's American Express


@christine123 wrote:

@Jeffster1 wrote:

Call Macy's Credit Services' phone number. In all likelihood, they just have to verify identity. The Macy's Amex is well worth it, even if they start you out with a small limit. Treat the card right and the CL will grow quickly with SPs.


 


I  wanted to thank you. I called And was approved over the phone. It's a low SL but I know it will grow fast 


@christine123 Congrats! 

0% utilization
FICO 8 EX 839 EQ 825 TU 834
American Express Blue Cash Preferred 30K I American Express Blue Cash Everyday 30K I American Express Delta Skymiles 13.9K I American Express Schwab Investor Card 5K I Bank of America Customized Cash Rewards Visa 30K | Kinecta MyPerks Rewards MC 35K | Wells Fargo Autograph Visa 30K I BMO Harris Cash Back MC 12K | Capital One QS MC 12.5K I NFCU Flagship Rewards Visa 52K I NFCU Amex 28K I Citi Best Buy Visa 15K I Macy’s Amex 25K I Bloomingdale’s Amex 10K I Citi Thank You MC 10K I Bread Financial American Express 18K I AAA Daily Advantage Visa Signature 8.5K I Saks Fifth Avenue World Elite MC 13.3K I Citi Dillard’s Visa 5K I JCPenney MC 10K I Synchrony Premier MC 10K I UCLA Wescom CU Rewards Visa 7K I PayPal Cash Back MC 20K I MyWalgreens Mastercard 10K I TD Bank Double Up Visa 5K I USBank Cash Visa 5K I Gemini Bitcoin MC 15K I TMobile Capital One Visa 20K I BILT 2.O MC 10K
Message 5 of 5
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