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Macy's CLI Hp or Sp

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Gregory1776
Valued Contributor

Macy's CLI Hp or Sp

thanks 😀



Experian [817] TransUnion [8**] Equifax [834]

Total Revolving Limits [$236,500]

PenFed Loan: $679/$8,000
Message 1 of 7
6 REPLIES 6
Anonymous
Not applicable

Re: Macy's CLI Hp or Sp

congrats

Message 2 of 7
iamdetermined
Frequent Contributor

Re: Macy's CLI Hp or Sp

Sp. My card grew from $600 to $4k in 10 months. GL!
JetBlue $25.3k
NFCU Amex $25k
NFCU GoRewards $24k
Citi AAdvantage $20k
Macy's Platinum $20k
Wells Fargo Reflect $15.5k
Chase Freedom Unlimited $12.5k
Discover IT $11.9k
Cap One QS $11,750
PayPal MC $9.5k
Amex Cash Magnet $7.9k
USAA Preferred Cash Rewards $7.5k
Amex EveryDay $5.5k
Victoria’s Secret $5k
Heritage FCU Platinum $2k
PenFed $500

*Total CL: $203,850*

**Lines of Credit**
NLOC $6k
US Alliance $2k

FICO 8..... 4/25/17: EQ 648 - EX 654 - TU 632
FICO 8..... 8/27/18: EQ 684 - EX 696 - TU 713
FICO8..... 1/14/22: EX 713 - EQ 703 -TU 723
FICO 8..... 4/7/23: EX 713 - EQ 715 -TU 729
FICO 8......4/30/23: EX 733
FICO 8…..3/8/25: EX 747
Message 3 of 7
Creditbuilder36
Frequent Contributor

Re: Macy's CLI Hp or Sp

Must be a lot of patience because I haven't received one in almost 2 years since I've had the card Hoping by Christmas Time I'll get some love 😊😊
Message 4 of 7
AverageJoesCredit
Legendary Contributor

Re: Macy's CLI Hp or Sp

Can be both. Ive gone from hps initially to sp clis. I think the more history you build the easier it is to get an sp increase.
Message 5 of 7
aav
Established Contributor

Re: Macy's CLI Hp or Sp

I stopped using the card when they refused to give me an increase. They said if I used my total credit line across all cards, I wouldn't be able to pay them back - basically I had too much credit. I've sine probably doubled my overall credit limit on all cards with no problem. I've been meaning to close that account for awhile but hoping they'll just close it themselves.
EQ - 834 TU - 823 EX - 822
Amex NPSL Amex BCP - 25,000, Amex EDC - 12000, Diner's Club Premier -35,000, Ritz Carlton - 22,500 Discover 25,100, Chase Reserve -31,000 Total Rewards 13200, Barclay 10000 Citi Diamond P 8,900
Message 6 of 7
AverageJoesCredit
Legendary Contributor

Re: Macy's CLI Hp or Sp

@aav, lol i think that could be said for many of us. If we were to actually use all of our lines to the fullest, no way wed be able to pay back reasonablySmiley Wink
Message 7 of 7
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