Macy's Credit Card- $300 Approved!!

kidink1911 · ‎08-15-2022

Applied for Macy's Credit Card and I was approved for $300- not the amount that I was looking for from the Macy's card but it is better than a denial (plus from the research I've done the card has the potential to grow rapidly).

Buy and PIF and I will watch this card grow from responsible use!

PERSONAL: AMEX Platinum- NPSL / AMEX Gold- NPSL / Macy's AMEX Card- $4,500 / SavorOne- $500 / PenFed Gold Visa- $5,000 / Venmo Visa - $20,000 / PayPal MC- $20,000 / PayPal Credit- $1,700 / NFCU Visa Signature cashRewards- $5,800 / AMEX Delta Platinum- $4,200 / NFCU More Rewards AMEX- $3,400 / NFCU Cash Rewards- $4,000 / Credit One Platinum Visa Rewards- $1,000 / Discover IT Chrome- $1,000 / Capital One Venture- $3,550 / AMEX Cash Magnet Card- $1,000 / Belk MC Card- $800 / Citi Shell Mastercard- $400 / Credit One AMEX- $800 / Capital One Spark- $700 / Capital One Platinum- $300 / Citibank Shell- $400 / Oportun Visa- $500 / Fifth Third Bank MC- $300
BUSINESS: American Express Business Platinum- NPSL / AMEX Hilton Honors Business Card- $3,000 / AMEX Delta Platinum Business Card- $3,000 / Marriott Bonvoy Business Card- $3,000 / American Express Business Gold- NPSL / American Express Business Green- NPSL / Sam's Club Business Mastercard- $20,000 / Floor and Decor Pro Premier Business- $20,000 / Phillips 66-Conoco-76 Business Gas Card- $5,000 / Walmart Community Credit Line- $5,000 / Fuelman Mastercard- $3,000 / Amazon Synchrony Business Credit Line- $5,000 / Lowe's Business Credit- $5,000 / Office Depot Commercial Credit- $2,500 / Tractor Supply Company Business- $1,500 / Citi Exxon/Mobil Business Gas Card- $3,000 / Speedway Business Mastercard- $4,500

pcmedic2k · ‎08-15-2022

Congrats on your Macys card. It will grow. I started with $600 in November and am now at $8600 after a few soft-pull CLI's.

SouthJamaica · ‎08-15-2022

@kidink1911 wrote:
Applied for Macy's Credit Card and I was approved for $300- not the amount that I was looking for from the Macy's card but it is better than a denial (plus from the research I've done the card has the potential to grow rapidly).

Buy and PIF and I will watch this card grow from responsible use!

Congratulations on your approval. You've got the right idea for CLI's too.

Unify FCU Platinum Visa Variable Rate 35k

TD Bank Business Solutions Visa (Bus) 23700

FNBO Evergreen Business Edition Visa (Bus) 20k

Liberty (formerly Evansville Teachers) FCU Platinum Prime Plus MC 15k

US Bank Triple Cash Rewards Visa (Bus) 12k

Geo-fenced credit union Platinum Visa 10500

Members 1st FCU Low Rate Platinum Visa 5k

PLOC: Langley FCU 40k; Penfed CU 15k; NFCU 15k; Teachers FCU 15k; Affinity FCU 10k. BLOC: NFCU 5k

Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682

CreditAggie · ‎08-15-2022

Congratulations on your Macy's approval!

Current Cards (in order of approval):

Current FICO 8 | 9 (June 2026):

Credit Age:

Inquiries (6/12/24):

Banks & CUs:

Pway · ‎08-15-2022

@kidink1911 wrote:
Applied for Macy's Credit Card and I was approved for $300- not the amount that I was looking for from the Macy's card but it is better than a denial (plus from the research I've done the card has the potential to grow rapidly).

Buy and PIF and I will watch this card grow from responsible use!

Congrats on the approval. They will treat you well.

Thank you for the wealth of knowledge I have learned from these forums. I am logging off as of November 9, 2022. I wish everyone great success.

M_Smart007 · ‎08-15-2022

@kidink1911, Congrats on your Macy's approval.

I grew two Macy's cards to $25K each and one Bloomingdales to $24K (#2 Bloomingdales is @ $7500)

They all started off in the $300.00-$2500 range.

when you ask for CLI's, always ask at least $8000.00 ... they will counter offer you what they are willing to give.

There is absolutely no harm in asking "HIGH" .

cashorcharge · ‎08-15-2022

WooHoo!! Congratulations on your Macy's Approval!!👏🏼🍾🥂

shane1978 · ‎08-16-2022

@M_Smart007 wrote:
@kidink1911, Congrats on your Macy's approval.
I grew two Macy's cards to $25K each and one Bloomingdales to $24K (#2 Bloomingdales is @ $7500)

They all started off in the $300.00-$2500 range.

when you ask for CLI's, always ask at least $8000.00 ... they will counter offer you what they are willing to give.
There is absolutely no harm in asking "HIGH" .

Good tip to know.

shane1978 · ‎08-16-2022

@M_Smart007 wrote:
@kidink1911, Congrats on your Macy's approval.
I grew two Macy's cards to $25K each and one Bloomingdales to $24K (#2 Bloomingdales is @ $7500)

They all started off in the $300.00-$2500 range.

when you ask for CLI's, always ask at least $8000.00 ... they will counter offer you what they are willing to give.
There is absolutely no harm in asking "HIGH" .

Is it possible to get the AMEX and store card both to $25,000? Sitting at 25k for the AMEX and $3,600 for store card.

Suzette2 · ‎08-16-2022

@pcmedic2k wrote:
Congrats on your Macys card. It will grow. I started with $600 in November and am now at $8600 after a few soft-pull CLI's.

Which bank services Macy's? Which bureau did they pull?

6/20 :

12/22 :