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I showed prequalified for Macys store and Amex card
Store $1000
and Amex $1500
doesnt make sense but whatever
i applied for the Amex took the hard pull. Pulled equifax.
got code 25. Needed ID verification. Called got the security department. Sent a text message to my phone
and approved for the $1500 Amex
I asked on the same call if they could raise that limit due to a furniture purchase. And waited for account specialist to process the request. No additional pull
asked me how much I said 10k.
APPROVED. I should have asked for more.
macys was IIB
All Negatives History Removed as of October 2025 - Only BK CH7 Showing as Public Record
Lines of Credit:
Personal Loan:
Total Reported Revolving CL: $162,450 + 26K PLOC = $188,450
Congratulations on your approval and instant CLI!!! 🍾🎉🥂
Way to go on getting the limit bumped up
Congratulations on your instant approval and credit increase to 10K at macy's, enjoy all that shopping.
Did this for fun and was offered the store card with an $800 limit. Probably gonna wait though since a Macy's card was included in my BK and I know Citi is a hard one to crack less than two years out.
Congrats
>
Congrats on your new Macys card
Were you instore when you prequalified?
No did it online
All Negatives History Removed as of October 2025 - Only BK CH7 Showing as Public Record
Lines of Credit:
Personal Loan:
Total Reported Revolving CL: $162,450 + 26K PLOC = $188,450
Congrats
That's awesome, congrats @MyDataMyChoice ! Great to see Macy's offering a pre-qualification tool now. I tried it as well and got similar results: a $1,000 store card and $1,500 for the Amex version. I'll hold off for now, though. Macy's wasn't part of my Chapter 7 bankruptcy in 2021, so it's nice to see Citi approving with a bankruptcy on file. I also tried with Home Depot, and after months of only getting a $500 pre-approval, I was recently pre-approved for $5,000, but I didn’t take it—just testing the waters for now.