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Macys Amex Approval

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Harvey26
Valued Contributor

Macys Amex Approval

Was doing some shopping yesterday and while checking out store associate was a very nice older woman who spent a great deal of time with me asked me if I was using my Macys card and I said no I no longer have one and I asked if I could use my signifcant others she said yes if I knew there info which I do. Then she convienced me to apply for my own and if I didnt get it I could go that route. Filled out app and went pending person on the phone verified me by calling and sending me a code to my phone. Asked if I would like Store Card or Amex. Asked for Amex. Sales lady printed out the slip and stapled it and said WOW you have excellent credit. In the back of my mind I was actually shocked I got approved I know they can be inquiry sensitive. Starting Credit Limit was 7000. I previously had this card and it was closed due to inactivity back in 2019 had a credit limit of 14,500 on that account. 

Amex ED: 8K, Macys Amex: 4K , BOA Premium Rewards: 60K , Best Buy Visa: 7K , VACU Mastercard: 11.5K Discover: 25K, Amex Delta Reserve 15k, Apple Card:3.5K, Saks WEMC 16.2K, PNC Cash Unlimited: 20K
Message 1 of 14
13 REPLIES 13
AllZero
Mega Contributor

Re: Macys Amex Approval

Congratulations on your approval!

Message 2 of 14
BrooklynDrip
Contributor

Re: Macys Amex Approval

Congratulations!🎉🎈🍾

1st Garden: Started January 2021
2nd Garden: Sept 2021 I’m returning to the garden - Doing a minimum of a year until 10/22 which will be 12 months post my newest 2 HPs


Scores as of 7.27.21
Experian: 760 Transunion: 732 Equifax: 741
Current Cards:
Macy’s Store:
$15000 - CLI $100>$2K>$4K>$8>$13K w P.C. to Amex >$15k
Care Credit: $1800 (Sock drawer)
Discover It: $4500
Chase Freedom Unlimited: $1000 (sock drawer)
AMEX Cash Magnet: $3000
Chase Freedom Flex: $1000
Amex Blue Business Cash: $2000
FNBO Evergreen Rewards Signature Visa Card: $10,000
Amazon Prime Rewards Visa Signature Card: $9,000

Wishlist Cards:
AMEX Marriott Bonvoy Brilliant || AMEX Platinum || AMEX Blue Cash Preferred || Wells Fargo Propel American Express || U.S.Bank Altitude Go || Chase Sapphire Preferred || Citibank Double Cash

https://m.imgur.com/7eJQLoF?r


https://m.imgur.com/5QX7J6E?r
Message 3 of 14
CreditAggie
Community Leader
Super Contributor

Re: Macys Amex Approval

Congratulations on your Macy's Amex approval!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (December 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 4 of 14
Fico_Salamanca
Frequent Contributor

Re: Macys Amex Approval

Congrats!

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Message 5 of 14
mrcraft
Valued Contributor

Re: Macys Amex Approval

Congratulations on your approval!!



Message 6 of 14
Anonymous
Not applicable

Re: Macys Amex Approval

Congrats on your approval. Great SL reguardless. 

Message 7 of 14
M_Smart007
Legendary Contributor

Re: Macys Amex Approval

Congratulations!

Message 8 of 14
BAD_UP
Established Contributor

Re: Macys Amex Approval

Congrats on your Macy's Amex Approval🎉👍




Starting Score: 541
Nov 15 2020 score: EQ FICO8 635, TU8 636, EX8 644
Dec 15 2020 score: EQ FICO8 633, TU8 658, EX8 661
Jan 15 2021 Score EQ FICO8 698, TU8 689, EX8 706
Feb15 2021 Score EQ FICO8 704, TU8 702 , EX8 712 Goal Score: All Scores 760+,

In the garden since 1/28/21
Recently App. 1/3/21 & 1/23/21
What will you attempt to do if you knew could not Fail?
Message 9 of 14
Ficoproblems247
Valued Contributor

Re: Macys Amex Approval

Well done, and a great SL! Go buy yourself something fancy to celebrate! Smiley Happy



FICO 8 EX 836 EQ 838 TU 831
TCL $223,100
Message 10 of 14
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