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Macys Approval!

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Secretary14
Valued Member

Macys Approval!

Finally!  I have been trying for several months to get this card after having had it closed by Macys back in 2008 during our credit problems.  I had tried online a few times and kept getting denied.  I reconned and was told the old acct still had an $8 bal.  Took care of that and was told to try applying online again.  Still no dice.  Then was told to go into the store and try.  Did that today and was basically given the "they need to do some more verification" speil.  Got home and reconned once again.  Went with the backdoor number and spoke with a very pleasant rep.  She looked at the app further and said apparently their system had not yet caught up and the app was still getting hung up on the previous balance.  She said let me reconsider it again and I'll be right back.  She came back and uttered those magical words....Approved!  And with a starting limit of $1200!  Yay me!

Message 1 of 17
16 REPLIES 16
gdale6
Moderator Emeritus

Re: Macys Approval!

Congrats on your Macys Smiley Happy

Message 2 of 17
-Wade-
Valued Contributor

Re: Macys Approval!


@Secretary14 wrote:

Finally!  I have been trying for several months to get this card after having had it closed by Macys back in 2008 during our credit problems.  I had tried online a few times and kept getting denied.  I reconned and was told the old acct still had an $8 bal.  Took care of that and was told to try applying online again.  Still no dice.  Then was told to go into the store and try.  Did that today and was basically given the "they need to do some more verification" speil.  Got home and reconned once again.  Went with the backdoor number and spoke with a very pleasant rep.  She looked at the app further and said apparently their system had not yet caught up and the app was still getting hung up on the previous balance.  She said let me reconsider it again and I'll be right back.  She came back and uttered those magical words....Approved!  And with a starting limit of $1200!  Yay me!


Congrats on your approval Smiley Happy

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 3 of 17
alvon123
Super Contributor

Re: Macys Approval!

congrats


Message 4 of 17
efranklin23
Valued Contributor

Re: Macys Approval!

Congrats on the Macys approval! Persistence pays off!

AMEX BCE (30K), DISCOVER IT (29.5K), NFCU CASH REWARDS (25K), BOA TRAVEL REWARDS (15K), USAA VISA (13K), CHASE SAPPHIRE RESERVE (13K), COMMENCE MASTERCARD (7.5K), CHASE FREEDOM (7K), CHASE FREEDOM (7K), TFCU CC (2.5K), TARGET REDCARD (900)
Message 5 of 17
CreditMagic7
Mega Contributor

Re: Macys Approval!

Congrats! on Finally landing that elusive puppy! Smiley Happy

Message 6 of 17
austinguy907
Valued Contributor

Re: Macys Approval!

Congrats!  

 

Keep in mind you can do either online chat or phone them for a CLI every 6 months.  They'll say it's going to be a HP but, 99.99% of the time it's a SP.

Message 7 of 17
yudeology101
Senior Contributor

Re: Macys Approval!

That's a great starting limit w/ Macy's, WTG Congratulations! Smiley Wink

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 1/20/16*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)
Message 8 of 17
bk510
Valued Contributor

Re: Macys Approval!


@Secretary14 wrote:

Finally!  I have been trying for several months to get this card after having had it closed by Macys back in 2008 during our credit problems.  I had tried online a few times and kept getting denied.  I reconned and was told the old acct still had an $8 bal.  Took care of that and was told to try applying online again.  Still no dice.  Then was told to go into the store and try.  Did that today and was basically given the "they need to do some more verification" speil.  Got home and reconned once again.  Went with the backdoor number and spoke with a very pleasant rep.  She looked at the app further and said apparently their system had not yet caught up and the app was still getting hung up on the previous balance.  She said let me reconsider it again and I'll be right back.  She came back and uttered those magical words....Approved!  And with a starting limit of $1200!  Yay me!


Is this regular store card or macys amex?

 photo QS visa_zps7zokw2wl.jpg photo QS visa_zps7zokw2wl.jpg photo Venture One_zpsigvttrlz.jpg photo Sony Visa_zpsxoradr1b.jpg photo USC Reward_zpslcvjfxmq.jpg photo Penfed Promise_zpsdg1y2dw2.png photo NasaFcu_zpswac3zwcu.jpg photo America_zpsuwx8rzdm.jpg photo LA-Kings-card_zpslbkyeqsz.png photo Barclay_zpslqv3i4tl.jpg photo BBVA_zpsqrhh7omh.jpg
 photo nfcu debit card_zpsprkh98jw.png photo nfcu visa siggy_zps0gjgyxje.png/ photo nfcu goReward card_zpsixhh1qcp.jpg photo sdfcu platinum card_zpspilihdiv.png  photo penfed reward cash_zpsyckxjc7y.png photo alliant visa_zpsaf4udfx0.jpg photo Citi Secured_zpsypzxi0jm.png photo fnbo platinum_zpsxfub6esb.png photo marvel-credit-card_zpsfkvc3ux5.png photo golden 1 CU_zpslhgxynjv.pngBurned AECitiChase
Message 9 of 17
coldnmn
Mega Contributor

Re: Macys Approval!

Congrats! Thanks for sharing.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 10 of 17
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