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Macys and Capital One

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ronstar7
Established Contributor

Macys and Capital One

So a asked for a macys increase last week and they got back to me and said I do not qualify at this time. Was bummed out about it but said oh well, Ill try agin in 6 months. Checked online today and they gave me $400. I asked for $500. Balance is $368. Happy for the small feats!

 

Now Cap 1 sent me an email a while back saying if I paid either $100 or my full balance every month they would increase my limit by $600 in January. So Ive been paying the $100 every month. Had 2 payments to go and decided to hit the luv button, decline. This was Nov 2, two weeks later on the 25th I hit it agian and instant $1,000. Go figure!! So they gave me more than what that letter said they would.

 

Happy Happy Joy Joy!

Starting scores after BK (Filed 4/18/24) EQ 571 , TU , EX

Current Scores EQ 582 TU 597 EX 601 Goal 700+ across
UTL
Last Inq: 8/3/2024

Starting Score: 582
Current Score: 582
Goal Score: 700


Take the myFICO Fitness Challenge

Chapter 7 BK filed 4/18/24 Discharged 7/22/24
Ally Financial CC 11/24 Credit limit $1,000 preapproval mailer
Message 1 of 8
7 REPLIES 7
Anonymous
Not applicable

Re: Macys and Capital One

Well, Merry Christmas early to you!Smiley Happy

Message 2 of 8
ddemari
Super Contributor

Re: Macys and Capital One

That's a nice surprise! Congrats on your sucess! 

Message 3 of 8
Anonymous
Not applicable

Re: Macys and Capital One

Congrats!!!

Message 4 of 8
Anonymous
Not applicable

Re: Macys and Capital One


@ronstar7 wrote:

So a asked for a macys increase last week and they got back to me and said I do not qualify at this time. Was bummed out about it but said oh well, Ill try agin in 6 months. Checked online today and they gave me $400. I asked for $500. Balance is $368. Happy for the small feats!

 

Now Cap 1 sent me an email a while back saying if I paid either $100 or my full balance every month they would increase my limit by $600 in January. So Ive been paying the $100 every month. Had 2 payments to go and decided to hit the luv button, decline. This was Nov 2, two weeks later on the 25th I hit it agian and instant $1,000. Go figure!! So they gave me more than what that letter said they would.

 

Happy Happy Joy Joy!


Congrats!  You might get another increase in January still!  

Message 5 of 8
alextercero
Super Contributor

Re: Macys and Capital One

Congrats

Current Credit Cards



Currently rebuilding as of (May 2021)

Current Fico Scores 8/9: (December 2024)


Credit Age:

Inquiries:

Message 6 of 8
ronstar7
Established Contributor

Re: Macys and Capital One


@Anonymous wrote:

@ronstar7 wrote:

So a asked for a macys increase last week and they got back to me and said I do not qualify at this time. Was bummed out about it but said oh well, Ill try agin in 6 months. Checked online today and they gave me $400. I asked for $500. Balance is $368. Happy for the small feats!

 

Now Cap 1 sent me an email a while back saying if I paid either $100 or my full balance every month they would increase my limit by $600 in January. So Ive been paying the $100 every month. Had 2 payments to go and decided to hit the luv button, decline. This was Nov 2, two weeks later on the 25th I hit it agian and instant $1,000. Go figure!! So they gave me more than what that letter said they would.

 

Happy Happy Joy Joy!


Congrats!  You might get another increase in January still!  


Thanks, I hope so but I dot know. The letter said it would increase to 1750 (at the time I was at 1150) now Im at 2150, so they have alreay suprassed that... guess we shall see.

Starting scores after BK (Filed 4/18/24) EQ 571 , TU , EX

Current Scores EQ 582 TU 597 EX 601 Goal 700+ across
UTL
Last Inq: 8/3/2024

Starting Score: 582
Current Score: 582
Goal Score: 700


Take the myFICO Fitness Challenge

Chapter 7 BK filed 4/18/24 Discharged 7/22/24
Ally Financial CC 11/24 Credit limit $1,000 preapproval mailer
Message 7 of 8
ronstar7
Established Contributor

Re: Macys and Capital One

Thank you everyone!

Starting scores after BK (Filed 4/18/24) EQ 571 , TU , EX

Current Scores EQ 582 TU 597 EX 601 Goal 700+ across
UTL
Last Inq: 8/3/2024

Starting Score: 582
Current Score: 582
Goal Score: 700


Take the myFICO Fitness Challenge

Chapter 7 BK filed 4/18/24 Discharged 7/22/24
Ally Financial CC 11/24 Credit limit $1,000 preapproval mailer
Message 8 of 8
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