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Menards Big Card Capital One Approval $5000 Starting Limit!

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Royalbacon
Established Contributor

Menards Big Card Capital One Approval $5000 Starting Limit!

I have 3 Capital One cards (My SavorOne started at a $3000 limit and they increased it to $5500 without me ever requesting it, and I got a $3000 approval for a Capital One platinum unsecured on the day of my Chapter 7  Bankruptcy Discharge back in 2020) so they seem to love me! The Menards card doesn't seem too special but I live in the Midwest where they have a huge presence and since I frequently shop there I decided to try the Prequal on the Menards site and went ahead and accepted it (And got triple hard pulled, because Capital One) and approved with a $5000 limit!!! I love that I was able to immediately sign up for a Menards account after getting approved and have it linked there automatically so I can use it in the store via my Smartphone without having to wait to receive the card in the mail! In fact I'm going to head there this morning to use it! This is the 5th and last card of my app spree spanning like 2 weeks or so hahahahahaha I also need to update my signature!

 

Menards approval.png

Chapter 7 Bankruptcy Filed-September 2020 Discharged-December 2020
Message 1 of 12
11 REPLIES 11
JoeRockhead
Community Leader
Super Contributor

Re: Menards Big Card Capital One Approval $5000 Starting Limit!

It certainly sounds like an exciting approval for you, congratulations on your new Menards card! 

Message 2 of 12
FlaDude
Valued Contributor

Re: Menards Big Card Capital One Approval $5000 Starting Limit!

Congrats on the card approval!

Scores: March 21 FICO 8: EX 810, TU 808, EQ 813
AoOA: closed: 40 years, open: 30 years; AAoA: 14 years
Amex Gold, Amex Blue, Amex ED, Amex Delta Blue, Amex Hilton Surpass, BoA Platinum Plus, Chase Freedom Unlimited, Chase Amazon, Chase CSP, Chase United Explorer, Citi AA, Sync Lowes, total CL 203k
Message 3 of 12
MissLiz
Established Contributor

Re: Menards Big Card Capital One Approval $5000 Starting Limit!

That's great- congratulations!

“A woman’s best protection is a little money of her own.” – Clare Boothe Luce
Message 4 of 12
GZG
Senior Contributor

Re: Menards Big Card Capital One Approval $5000 Starting Limit!

Save Big Money at Menards! 

 

congrats!!

Starting FICO 8:
Current FICO 8:



Message 5 of 12
keekers
Valued Contributor

Re: Menards Big Card Capital One Approval $5000 Starting Limit!

Congrats.


Message 6 of 12
Legally_Speaking2512
Frequent Contributor

Re: Menards Big Card Capital One Approval $5000 Starting Limit!

Nice starting limit for sure. Congrats! Capital One seems to love me as well. I think I have five or six of their cards in total including co-branded. I have the Cabela's Capital One MasterCard. I also have the Menards card. The only thing I don't like about Menards is you have to fill out a rebate which is usually like 10 or 11% you get back and then they mail it to you 4 to 6 weeks later. 

Starting Score: 570
Current Score: 643
Goal Score: 800


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Message 7 of 12
coreyb80
Super Contributor

Re: Menards Big Card Capital One Approval $5000 Starting Limit!

Congrats on the approval!

Message 8 of 12
CreditAggie
Community Leader
Super Contributor

Re: Menards Big Card Capital One Approval $5000 Starting Limit!

Congratulations on your Menards approval!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (December 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 9 of 12
Guyatthebeach
Valued Contributor

Re: Menards Big Card Capital One Approval $5000 Starting Limit!

@Royalbacon,

 

Congratulations on your approval! That's a solid approval!

 

Guyatthebeach

Message 10 of 12
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