Mercury Mastercard CLI

FantumGrey · ‎03-25-2021

Hello folks,

I logged into my Mercury Mastercard today to discover they've given me a $1000 cli. I opened the card last July with a sl of $3000 and spent pretty heavy on it since it was my only rewards card until November. My scores are in the 650s, and my utilization is currently being reported as somewhere around 38%. Hope this info helps since not much is known about this card.

Merrick Bank | $1.5k | Opened: 3/15/2020

Mercury Mastercard | $5950 | Opened: 7/17/2020

Capital One Platinum | $5.5k | Opened: 11/05/2020 | PC to QS: 02/13/2021

Capital One Savor One | $5k | Opened: 03/31/2022

Affinity FCU Cash Rewards Visa Signature | $5k | Opened: 04/06/2022

Wells Fargo Active Cash Visa Signature | $7.5k | Opened: 07/16/2022

Synchcrony Bank Care Credit | $6.8k | Opened: 05/16/2023

PenFed Platinum Rewards Visa | $5k | Opened: 07/19/2023

AllZero · ‎03-25-2021

Congratulations on your PCLI!

Credit4Growth · ‎03-25-2021

This reads like an Auto CLI...

Congratulations on your success!

CreditAggie · ‎03-25-2021

Congratulations on your Mercury MC CLI!

Current Cards (in order of approval):

Current FICO 8 | 9 (January 2026):

Credit Age:

Inquiries (6/12/24):

Banks & CUs:

CreditMagic7 · ‎03-25-2021

Congratulations on your Mercury card CLI!

CWESTL · ‎03-25-2021

Congratulations! Mercury has certainly been conservative in extending CLI's. I logged into my account yesterday to discover a $750 CLI ($4000 to now $4750). I only use this card for my monthly recurring charge for my alarm system monitoring service so it remains active in some sense. Mercury doesn't list CLI's as an option online and won't accept one via request. CLI's are only awarded via periodic account reviews.

Chapter 7 Discharge Aug 2013 (Removed 2022 & 2023)
March 2026 EQ FICO 820
March 2026 TU FICO 8 800
March 2026 EX FICO 8 816
AMEX Cash Magnet $26K; AMEX Platinum NPSL, POT $32.1K; Cap One QS World MC $25k; Cap One Venture Sign VS $45k; Chase Sapphire Pref $19.5K; Citi Simplicity $17K; NFCU AMEX Rwds $28k; NFCU VS Sign Cash Rwds $24.1k; NFCU Plat VS $19k; Wells Fargo Reflect $25K; Mercury (previously Barclay Rwds MC) $5750k; Lowes $35k; Neiman Marcus $44k; Discover It $20.1k; Discover It $21.5K; US Bank Shield $25K; Venmo Visa Sign $20K; Barclaycard (AU) $25.5K; Discover (AU) $19.5k New Mortgage Jan 2016 & Nonreaffirmed Mortgage Refinance Nov 2020; HELOC; 2.75% Apr 2022; New Auto July 2017 & June 2024; NFCU LOC $20K
GOAL 835 FICOs on ALL 3 CRs by AUGUST 2026.
AMEX Cash Blue $24.3K; AMEX Lowes Business $14.9K
AMEX Business LOC $25K
Chase Ink Business Unlimited $26.5K; Wells Fargo Signify $14K; US Bank Business Triple Cash $10K

gdale6 · ‎03-25-2021

Always nice when auto luv shows up, grats on it

M_Smart007 · ‎03-25-2021

Congratulations on your CLI ...

MyFault · ‎03-25-2021

Congrats on your CLI!

|

firefox100 · ‎03-25-2021

@FantumGrey wrote:
Hello folks,

I logged into my Mercury Mastercard today to discover they've given me a $1000 cli. I opened the card last July with a sl of $3000 and spent pretty heavy on it since it was my only rewards card until November. My scores are in the 650s, and my utilization is currently being reported as somewhere around 38%. Hope this info helps since not much is known about this card.

Congratulations enjoy your new increase credit line.