Merrick Bank Approval!

[Anonymous]

Congrats.   Merrick is a good no frills card.  Got mine in August of last year.  Everything worked just like it was supposed to.  Doubled my limit on 7th statement.  

And the free fico score each month is nice.  

[Anonymous]

So, even after saying "no fees" there will still be fees after a year?

I started with a 800 SL which states 1600 after the 7th statement

[Shooting-For-800]

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@Anonymous wrote:

I was a bit eerie since I've never heard of this bank before today but this preapproval letter offered no fees and double CLI in 7 months and from what I've read on the forums, they don't sound too horrible compared to other rebuilder cards

I have a 651 TU score as of yesterday with 10 inquieries, 9 of which are from May 2015 to present. 3 baddies, 1 just got deleted. and Two Cap1 cards and a Lowes card. And lastly, an auto loan. 

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I have had several Merrick cards over the years and never had any issues with them.

No BS payment problems, no fees, no interest, nothing.

They seem to be a decent bank for marginal credit.

I have also never received a CLI after the first "double CLI".

[Anonymous]

Congrats!