Mini App Spree.... Almost Success

StarTraveller19 · ‎08-07-2014

So, I was itching and decided to go on a mini app spree as I brought my util down and got some nice Cli's on existing cards.

Here are my results in order of app'ing:

1. Citi Simplicity - Denied. Tried Recon which resulted in 2nd hp but still denied after recon due to Paid tax lien showing on CR.

2. Chase Freedom - approved for $4500

3. BOA Signature Travel Rewards - received message that more info needed. Called in next day, provided info and was approved for $5000.

Now back to the garden I go. I want CSP but will wait another year before app'ing for anything else.

coldnmn · ‎08-07-2014

Congrats! Thanks for sharing.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17

-Wade- · ‎08-07-2014

@StarTraveller19 wrote:
So, I was itching and decided to go on a mini app spree as I brought my util down and got some nice Cli's on existing cards.

Here are my results in order of app'ing:
1. Citi Simplicity - Denied. Tried Recon which resulted in 2nd hp but still denied after recon due to Paid tax lien showing on CR.
2. Chase Freedom - approved for $4500
3. BOA Signature Travel Rewards - received message that more info needed. Called in next day, provided info and was approved for $5000.

Now back to the garden I go. I want CSP but will wait another year before app'ing for anything else.

Congrats on your success

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******

alvon123 · ‎08-07-2014

congrats

Navy Cash Rewards Visa Signature 30,000 @ 11.65%

Comenity Caesars Rewards Visa $20,000 @22.99%

USBANK Kroger Rewards World Elite Mastercard $19,000 @23.99%

gdale6 · ‎08-07-2014

@StarTraveller19 wrote:
So, I was itching and decided to go on a mini app spree as I brought my util down and got some nice Cli's on existing cards.

Here are my results in order of app'ing:
1. Citi Simplicity - Denied. Tried Recon which resulted in 2nd hp but still denied after recon due to Paid tax lien showing on CR.
2. Chase Freedom - approved for $4500
3. BOA Signature Travel Rewards - received message that more info needed. Called in next day, provided info and was approved for $5000.

Now back to the garden I go. I want CSP but will wait another year before app'ing for anything else.

Grats on your 2 new cards

B335is · ‎08-07-2014

Congrats, you got the better 2 of the 3!

tonyjones · ‎08-07-2014

@StarTraveller19 wrote:
So, I was itching and decided to go on a mini app spree as I brought my util down and got some nice Cli's on existing cards.

Here are my results in order of app'ing:
1. Citi Simplicity - Denied. Tried Recon which resulted in 2nd hp but still denied after recon due to Paid tax lien showing on CR.
2. Chase Freedom - approved for $4500
3. BOA Signature Travel Rewards - received message that more info needed. Called in next day, provided info and was approved for $5000.

Now back to the garden I go. I want CSP but will wait another year before app'ing for anything else.

Citi seems to be sensitive about derogatories, paid or unpaid, they denied me last month also because of a Paid Judgement showing on CR. oh well, it falls off February 2015.

Current Fico Scores: (November 2025)

Anonymous · ‎08-07-2014

Can I ask what B of A number you called?

CreditMagic7 · ‎08-07-2014

Congrats!

Zorasmiles · ‎08-08-2014

Congrats on the success!

FICO scores are your calling card to the business world. Build a negative reputation and those doors are hard to open, find that perfect balance of credit responsibility and those doors open when you desire them.