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Mini App Spree (Done for a while)

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OmarGB9
Community Leader
Super Contributor

Mini App Spree (Done for a while)

So since I paid down some balances in the last week and my util is at 4%, I figured I would go on a little spree and app for some cards I've had my eye on for a while. So I applied for Discover It, Chase Hyatt, and CapitalOne Quicksilver.

Approved for:
Chase Hyatt - $5,000
CapitalOne Quicksilver - $3,000

Discover - $6,300

Discover went into review. At the end of the application process they did ask me to upload some documents to prove my SSN and address, so I take it that was for verification and it's a good sign that I may get approved? *fingers crossed*

Anyway, I think I'm done for the time being. The only other card I want is an Amex BCE, which I'll probably go for in a few months once I build up a little more history with Amex. Other than that, I think my portfolio is complete for the time being, and I'll look into paring down actually.

 

Update: Called Discover this morning and rep verified my docs had been received and instantly approved me on the spot for $6,300 with 12 months @ 0%, then 18.24% APR after that! Finally in with Discover! Smiley Very Happy


Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 1 of 11
10 REPLIES 10
Anonymous
Not applicable

Re: Mini App Spree (Done for a while)

Well done. Congrats!!

 

Time to garden a little bit...maybe wait 6 months for the next Amex attempt.

 

Fingers crossed for the Discover...I'd think the verification bit is a good sign...

Message 2 of 11
willwar14
Valued Contributor

Re: Mini App Spree (Done for a while)

My mom, dad and me went through verification with discover, all 3 of us were approved in the end, you can try calling in and seeing if they can approve over the phone without sending in docs. I.e. Verification over the phone.

CH7 FILED: 08/18/2022, DC: 01/23/2023
Message 3 of 11
Anonymous
Not applicable

Re: Mini App Spree (Done for a while)

Good luck and congratulations on your approvals!

Message 4 of 11
OmarGB9
Community Leader
Super Contributor

Re: Mini App Spree (Done for a while)


@willwar14 wrote:

My mom, dad and me went through verification with discover, all 3 of us were approved in the end, you can try calling in and seeing if they can approve over the phone without sending in docs. I.e. Verification over the phone.


Well they provided an upload box so I can electronically upload scanned copies of my docs, which I did, and they said they would get back to me within 5-7 business days. Should I still call and see if I can speed things up?


Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 5 of 11
willwar14
Valued Contributor

Re: Mini App Spree (Done for a while)

that's what my mom did! call!

CH7 FILED: 08/18/2022, DC: 01/23/2023
Message 6 of 11
alextercero
Super Contributor

Re: Mini App Spree (Done for a while)

Congrats on the approvals

Current Credit Cards



Currently rebuilding as of (May 2021)

Current Fico Scores 8/9: (December 2024)


Credit Age:

Inquiries:

Message 7 of 11
Anonymous
Not applicable

Re: Mini App Spree (Done for a while)

congrats

Message 8 of 11
myjourney
Super Contributor

Re: Mini App Spree (Done for a while)


@OmarGB9 wrote:

So since I paid down some balances in the last week and my util is at 4%, I figured I would go on a little spree and app for some cards I've had my eye on for a while. So I applied for Discover It, Chase Hyatt, and CapitalOne Quicksilver.

Approved for:
Chase Hyatt - $5,000
CapitalOne Quicksilver - $3,000

Discover went into review. At the end of the application process they did ask me to upload some documents to prove my SSN and address, so I take it that was for verification and it's a good sign that I may get approved? *fingers crossed*

Anyway, I think I'm done for the time being. The only other card I want is an Amex BCE, which I'll probably go for in a few months once I build up a little more history with Amex. Other than that, I think my portfolio is complete for the time being, and I'll look into paring down actually.


Congrats 

Time to update the sig with some new trinkets 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 9 of 11
OmarGB9
Community Leader
Super Contributor

Re: Mini App Spree (Done for a while)

Update: Called Discover this morning and rep verified my docs had been received and instantly approved me on the spot for $6,300 with 12 months @ 0%, then 18.24% APR after that! Finally in with Discover! Smiley Very Happy

Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 10 of 11
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