Mini App Spree (Mom)

Anonymous · ‎11-04-2020

So, I'm on an adrenaline rush from going a mini app spree for my mother who's in need of increasing her total credit limit.

Her credit history is probably older than I am, excellent credit, payment history etc.

Submitted prequalification links and approvals for the following:

Discover - Instant Approval $8,500

Navy FCU - $1,000 (2nd card. Initially received 24 hour message. Received approval email in ~30 minutes)

American Express Blue Cash Everyday - Instant Approval $1,000 (former cardholder from >20 years ago)

Okay, time for bed

AllZero · ‎11-04-2020

Congratulations on DM approvals!

M_Smart007 · ‎11-05-2020

Congratulations on your Approvals

Conceptual23 · ‎11-05-2020

Congratulations on the approvals

Starting FICO 8s | 06/2018: EX 601 ✦ EQ 605 ✦ TU 590
Current FICO 8s | 9/2022: EX 732 ✦ EQ 739✦ TU 743
2023 Goal Score: 760+

Business Cards:

MartyWrite75 · ‎11-05-2020

Congratulations on those nice approvals!

April 2024: Experian 772; Equifax 779; Transunion 781

Cards I Have:
Cap One QS: $600 (Sock drawer) || Cap One QS (#2): $6,200 (Sock drawer) || Discover It: $11,400 || Cap One Walmart: $600 (Sock drawer) || AMEX BCP: $8,900 || Amazon Prime Store Card: $10,000 || FNBO Rewards Visa: $2,600 || Discover Cash Back: $5,500 || Citi Custom Cash: $9,500 || Verizon VS Visa: $10,000 || Amex Hilton Honors: $10,000 || Amazon (Chase) Prime Rewards (VS): $9,500

Wishlist Cards:
Paypal Mastercard || Bread Mastercard

Gardening to 10/2024(ideally)
Total Utilization: 11%
Inquiries: Exp: (1) Trans: (0) Equif: (0)

cashorcharge · ‎11-05-2020

Nicely done! Congratulations Mom!

Anonymous · ‎11-05-2020

Great job, and congrats to Mom!

gdale6 · ‎11-05-2020

Grats to your mom!!

Harvey26 · ‎11-05-2020

@Anonymous Congrats to DM. Curious as to why she got such low SLs with excellent credit especially from navy.

Amex ED: 7K, Delta Gold Amex: 7K Macys Amex: 8K , Bloomingdales Amex: 1K , BOA Premium Rewards: 59.9K , Best Buy Visa: 7K , Banana Republic Mastercard: 5K Target Store Card: 2K VACU Mastercard: 11.5K Discover: 25K, Penfed Platinum Rewards: 12.5K, Apple Card:3K, TD Double Up: 15K,

CreditAggie · ‎11-05-2020

Congratulations on DM approvals!

Current Cards (in order of approval):

Current FICO 8 | 9 (April 2024):

Credit Age:

Inquiries (6/12/24):

Banks & CUs: