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Mini CLI; 1.5K

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Gregory1776
Valued Contributor

Mini CLI; 1.5K

Saw a see offers on my Amazon account with chase, which has a 1.99% APR BT offer on it I've been carrying this year, I've been making 2-4 payments a month after making the minimums earlier on for the offer. I was previously denied due to lack of payments. I have 3,250 left and I'll pay it off in 2 months or so. Offer expires in January. 

Looking to open a Sapphire Reserve soon. Hoping for a really nice SL for it when I only have one balance reporting (my Citi BT) and my loan (3,500 rn)

 

how long until they are will offer me another CLI?



Experian [817] TransUnion [8**] Equifax [834]

Total Revolving Limits [$236,500]

PenFed Loan: $679/$8,000
Message 1 of 7
6 REPLIES 6
pip3man
Valued Contributor

Re: Mini CLI; 1.5K

No one here, absolutely no one could tell you when you'll be offered another CLI by your bank. Generally, expect a 3 or 6-12months waiting period between increases but as always you may request one at any time. Congrats on the CLI.

Message 2 of 7
Gregory1776
Valued Contributor

Re: Mini CLI; 1.5K

No.. what I mean when do you become eligible to ask for another? AmEx 90 days if your denied 6 mo approved etc. 



Experian [817] TransUnion [8**] Equifax [834]

Total Revolving Limits [$236,500]

PenFed Loan: $679/$8,000
Message 3 of 7
NoMoreDebt
Senior Contributor

Re: Mini CLI; 1.5K

congrats

AMEX CHARLES SCHWAB PLATINUM NPSL / AMEX GREEN NPSL/ AMEX BLUE BUSINESS PLUS $20000 CL/ FIDELITY REWARDS VISA $23,500 SL

SOCKDRAWER/ NFCU FLAGSHIP $40,000 CL/ NFCU MORE REWARDS $40,000/ WELLS FARGO AUTOGRAPH $8200/APPLE CARD $6500/DISCOVER IT $3000 SL/CITI COSTCO ANYWHERE VISA $6000 SL
Message 4 of 7
cashorcharge
Community Leader
Super Contributor

Re: Mini CLI; 1.5K

That’s Terrific!! Congratulations on your Approval!!👏🏼🍾🥂

Message 5 of 7
Rdbeetle
Valued Contributor

Re: Mini CLI; 1.5K

Congrats on your CLI!!!

SchoolsFirst FCU Rewards WMC $25k
US Bank Smartly VS $15k
AMEX BCE $10k
Walmart CashRewards WMC $8k
FICO 8 Scores: EX 799 I TU 805 I EQ 809
Message 6 of 7
CreditAggie
Community Leader
Super Contributor

Re: Mini CLI; 1.5K

Congratulations on your CLI!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (January 2026):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 7 of 7
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