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Mini Spree approvals

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Anonymous
Not applicable

Mini Spree approvals

Hi guys, it's been about a year since I've engaged here(rebuilding my credit) but I've been in the garden to work on my scores as I was looking to refinance home.

And we have lot of missed payments(2017, 2019 and 2020), 1 CC charge off and closed accounts. During covid time paid off 90k+ CC loans and brought the uilization to under 1% for me and DW accounts during the last 12 months. Our scores came back up into low 700's(from 600's), also completed home refinance. last week I did apply a Mini Spree (5 new applications(all approved) for myself and 5 applications for my DW(1 got denied).

 

My apps(new approvals & CLI ):

BOA - 14k

DIS - 9K

penfed - 6k

FNBO: 15k

Amex GOLD - charge card

capital one - CLI - from 1k to 3k

 

My DW apps(new approvals&cli):

BOA - 15k

Penfed: 12.5k

FNBO: 15k

WF - Denied(reason too many late payments)

Elan(FID) --16.5k(finally got approved email after 7 days)

capital one CLI - from 5k to 7.5k

 

 

 

 

 

 

 

 

 

Message 1 of 19
18 REPLIES 18
Timbo9205
Established Member

Re: Mini Spree approvals

Congratulations to you both!

Message 2 of 19
coreyb80
Super Contributor

Re: Mini Spree approvals

Congrats on the approvals and paying down that debt as well, excellent work!

Message 3 of 19
Anonymous
Not applicable

Re: Mini Spree approvals

Wow! Excellent approvals and congrats! I am hoping the one in pending review would be approved too. I am happy to hear you have a nice large bump on your scores. Congrats!

Message 4 of 19
CreditAggie
Community Leader
Super Contributor

Re: Mini Spree approvals

Congratulations to you and DW on the approvals!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (August 2026):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 5 of 19
CreditMagic7
Mega Contributor

Re: Mini Spree approvals

Congratulations on the approvals toboth of you!! Nice landings there. Smiley Happy

Message 6 of 19
cashorcharge
Community Leader
Super Contributor

Re: Mini Spree approvals

That's terrific!! Congratulations on both your multiple approvals!! 🥂🎉👏🏻

Message 7 of 19
KingRue8500
Senior Contributor

Re: Mini Spree approvals

Congrats on yours & DW's approvals




Message 8 of 19
greatscott85
Frequent Contributor

Re: Mini Spree approvals

Congrats! Way to play "2-player mode"!

Message 9 of 19
Rebuild2019
Valued Contributor

Re: Mini Spree approvals

Congratulations 🎊🎈🎉 to you and DW on the approvals.

CARDS: Discover It | Kohl’s | Truist Spectrum Cash Rewards | Truist Bright | CITI Custom Cash | Chase Freedom Flex | Chase Amazon Prime Visa | VACU Cash Rewards Mastercard | Sam’s Club Mastercard | PenFed Gold Visa | NFCU CashRewards Plus | NFCU More Rewards | NFCU Platinum Visa | AMEX BCE | Verizon Visa | Wells Fargo Active Cash | Amazon Prime | AAA Daily Advantage | US Bank Cash+ | Wells Fargo Reflect | Citi Costco Visa | One Pay Cash Rewards | BofA Customized Cash Rewards Visa Signature | Wells Fargo Personal Loan | NFCU Auto Loan
>Starting Scores 05/2019: EQ:519, EX:525, TU:574

CLOSED : Capital One Quicksilver One | OpenSky |

BUSINESS CARDS: Amazon Business Prime AMEX
Message 10 of 19
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