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Mini spree: CSP SLATE RITZ + CLI

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Anonymous
Not applicable

Mini spree: CSP SLATE RITZ + CLI

Hey been a long time lurker and finally decided to join!

So my mini card story:
My first card Discover (a lowly CL$600) about a year an half ago.
I got Chase Freedom (CL4k) past January with the idea of applying for the Chase Sapphire Preferred some time later this year.
Then got the amex BC in July with CL2k
Then got the Marukai JCB August  CL1.8k (I really wanted a JCB card!!!)Heart

However, I didnt know about the new 5/24 rule till a month or so ago, X_X so was a bit weary with 4 accounts in less then 2 years
Applied for the CSP on oct 3. got a pending message, called their application status number on sunday and it wasn't even listed. (I guess their computers get sat/sun off too! Smiley Tongue

Come monday morning I call the status line again and still not listed.  Smiley Frustrated
BUT I log on chase in the evening and BOOM! CSP listed with 9k CL!!

Yay!!!
Was so stoked that I applied for the SLATE a few mins later and instant approval 3.2k CL(what an odd number)
Going with the credit approval train I did CLI with my Discover a $1200 CLI to $1800 and the 3x Amex CLI to 6k. Smiley LOL

 


Woke up the next morning  applied for the Ritz Carlton and got a pending message 7-10 day.  Smiley Sad
Come friday I receive a snail mail for chase asking to call to verify for the RC which I did and approved for 6.4k!!!
The RC arrived same day as the CSP too! and I must say I love the box the RC came it.. so fancy!~

 


I think I should lay off chase for awhile ^_^


 


Message 1 of 14
13 REPLIES 13
elim
Senior Contributor

Re: Mini spree: CSP SLATE RITZ + CLI

congrats!

 

curious... what was the bonus on the RC?

Message 2 of 14
Anonymous
Not applicable

Re: Mini spree: CSP SLATE RITZ + CLI

Welcome and Congrats!! 

Message 3 of 14
B335is
Moderator Emeritus

Re: Mini spree: CSP SLATE RITZ + CLI

Wow three Chase cards in a week. Congrats!!
Message 4 of 14
alextercero
Super Contributor

Re: Mini spree: CSP SLATE RITZ + CLI

Congrats

Current Credit Cards



Currently rebuilding as of (May 2021)

Current Fico Scores 8/9: (December 2024)


Credit Age:

Inquiries:

Message 5 of 14
OmarGB9
Community Leader
Super Contributor

Re: Mini spree: CSP SLATE RITZ + CLI

Dang you got 2 legacy cards and broke the 5/24 rule! Interesting...

Congrats!

Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 6 of 14
Anonymous
Not applicable

Re: Mini spree: CSP SLATE RITZ + CLI

Thanks everyone!! These forums have been really helpful~~



@OmarGB9 wrote:
Dang you got 2 legacy cards and broke the 5/24 rule! Interesting...

Congrats!

well technically only opened 4(discover, freedom, BC, JCB) before applying to CSP, but cutting it close...lol lucky I found about that 5/24 here!Smiley Happy

and whats a legacy card?


Message 7 of 14
OmarGB9
Community Leader
Super Contributor

Re: Mini spree: CSP SLATE RITZ + CLI


@Anonymous wrote:

Thanks everyone!! These forums have been really helpful~~



@OmarGB9 wrote:
Dang you got 2 legacy cards and broke the 5/24 rule! Interesting...

Congrats!

well technically only opened 4(discover, freedom, BC, JCB) before applying to CSP, but cutting it close...lol lucky I found about that 5/24 here!Smiley Happy

and whats a legacy card?



Well yes, 4 before Chase. But the CSP made 5, which theoretically should've kept you from being approved for the Slate (which was #6).

 

By legacy I mean Chase's "main" (not cobranded) cards such as Freedom, Slate, and CSP.


Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 8 of 14
Country_Feller
Valued Contributor

Re: Mini spree: CSP SLATE RITZ + CLI

WOW, Way to go!!!!!Congrats!!!
myFICO=EQ 702, TU 716, EX 743br>EQ=11//TU=15//EX=11/Util 14%. Gardening since 01/02/2017.


Message 9 of 14
Anonymous
Not applicable

Re: Mini spree: CSP SLATE RITZ + CLI

Wow so many approvals. Congrats to you!!
Message 10 of 14
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