cancel
Showing results for 
Search instead for 
Did you mean: 

Mini-spree from December (new car, new cards, auto-CLI)

tag
sarux3
Frequent Contributor

Mini-spree from December (new car, new cards, auto-CLI)

Better late than never, but I wanted to update you all on my ups and downs from December... I was a little busy! Smiley Very Happy

 

I'd mentioned elsewhere that I was ready to take the pull on an auto refi for my wife's Wrangler, but I unfortunately was denied from PenFed, which was a bummer since that was one of the main reasons I joined up with PenFed in the first place!  But no matter, since I was also accepted for a $5K Platinum Rewards card through them.  In their own way, PenFed's treating me right Smiley Happy 

 

Around that time, I had been fooling around with SCT again to try to get a pop-up... something that I've never been able to achieve... and lo and behold, William-Sonoma came through with the preapproval!  So I went through that whole process and got accepted for a $1K line with their standard Visa (took an HP though)!  I'm really happy about this one as it gets me back in with Comenity, and I know about the potential for this card to grow sky-high.

 

I had also rolled the dice on getting back in with Macy's while I was out Christmas shopping, but no dice -- turns out I'm blacklisted with them for at least a little while longer.  That's too bad since shopping at Macy's without a Macy's card is kind of annoying, but I'll just continue to deal Smiley Very Happy  But in better news regarding my existing slate of credit lines, I was able to convert my CapOne Platinum to a no-fee Quicksilver (no CLI yet though), and I was the happy recipient of an auto-CLI on my Ollo card from $1500 to $2000! 

 

Saving the best for last:  since I ended up with that auto-refi decline and already had the HP, I figured it wouldn't do much harm to see if Acura would be able to help me out a bit early with my own vehicle upgrade, since my trusty TLX was nearing the end of term on its lease.  And it turns out, yes they could!  Turned in the lease on trade toward an AFS auto loan on a shiny new 2021 RDX A-spec.  I'll post the details on that in the auto loans board, but I should note here that:  (1) I had included Acura in my BK7 on that TLX lease; and (2) I did not reaffirm, but I maintained lease payments and was never late.  

CH7 Filed Dec 31, 2018; DC Apr 9, 2019
FICO 8 at DC (Apr 15, 2019):
FICO 8 current (June 29, 2022):
Total revolving credit limit: $149,150 Utilization: 9% Inquiries:

Who I've burnt: Amex / Discover / Chase / Wells Fargo / CapOne / Barclays / Citi / DSNB / US Bank / NASA FCU / Apple FCU / Synch / Comenity
Who let me back in: CapOne / Citi (Retail) / DSNB / Synchrony / Comenity
Message 1 of 14
13 REPLIES 13
cashorcharge
Community Leader
Super Contributor

Re: Mini-spree from December (new car, new cards, auto-CLI)

That's terrific!  Congratulations on all your successes!!! 🎉🥂

Message 2 of 14
AllZero
Mega Contributor

Re: Mini-spree from December (new car, new cards, auto-CLI)

Congratulations on your approval, CLI, product upgrade, and new car!
Message 3 of 14
Anonymous
Not applicable

Re: Mini-spree from December (new car, new cards, auto-CLI)

Congrats on the conversion and the other approval! How long were you with Capital One before they converted you?

Message 4 of 14
sarux3
Frequent Contributor

Re: Mini-spree from December (new car, new cards, auto-CLI)


@Anonymous wrote:

Congrats on the conversion and the other approval! How long were you with Capital One before they converted you?


I was approved for the Platinum MC in August 2020, and I starting checking the conversion link (it can be found around these forums, for those who don't know) after the third statement.  November was a denial, but December came back with the QS upgrade.

CH7 Filed Dec 31, 2018; DC Apr 9, 2019
FICO 8 at DC (Apr 15, 2019):
FICO 8 current (June 29, 2022):
Total revolving credit limit: $149,150 Utilization: 9% Inquiries:

Who I've burnt: Amex / Discover / Chase / Wells Fargo / CapOne / Barclays / Citi / DSNB / US Bank / NASA FCU / Apple FCU / Synch / Comenity
Who let me back in: CapOne / Citi (Retail) / DSNB / Synchrony / Comenity
Message 5 of 14
gdale6
Moderator Emeritus

Re: Mini-spree from December (new car, new cards, auto-CLI)

Pretty good run, grats on all of them Smiley Happy

Message 6 of 14
Anonymous
Not applicable

Re: Mini-spree from December (new car, new cards, auto-CLI)

Congratulations

Message 7 of 14
Getty59
Regular Contributor

Re: Mini-spree from December (new car, new cards, auto-CLI)

Well done congrats on the new toy! 👍

NFCU More Rewards: $23,100

NFCU Cash Rewards: 25,000


Capital One Venture: $10,250
Message 8 of 14
CreditAggie
Community Leader
Super Contributor

Re: Mini-spree from December (new car, new cards, auto-CLI)

Congratulations on your successful December!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (December 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 9 of 14
randomguy1
Valued Contributor

Re: Mini-spree from December (new car, new cards, auto-CLI)

Congrats on the new wheels, credit limit, and cards.

Message 10 of 14
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.