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Minimum Income Requirements for Chase?? *UPDATED: APPROVED*

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Anonymous
Not applicable

Re: Minimum Income Requirements for Chase?? *UPDATED: APPROVED*

i know people that make less than $9000 a year from SSI and have a Chase Freedom with a $9000 limit Smiley Surprised

Message 41 of 51
Anonymous
Not applicable

Re: Minimum Income Requirements for Chase?? *UPDATED: APPROVED*


@Anonymous wrote:

i know people that make less than $9000 a year from SSI and have a Chase Freedom with a $9000 limit Smiley Surprised


Did their finger slip on the app and add an extra 0? Smiley Wink

Message 42 of 51
Ghoshida
Valued Contributor

Re: Minimum Income Requirements for Chase?? *UPDATED: APPROVED*


@Anonymous wrote:

What are my chances of getting approved with my current scores?


Your scores seem to be in the low 600s. I'd say wait till they are in the high 600s before you apply with Chase.

Message 43 of 51
Ghoshida
Valued Contributor

Re: Minimum Income Requirements for Chase?? *UPDATED: APPROVED*


@Anonymous wrote:
What credit company does chase use on the west coast? Thanks

Google for Credit Boards / Credit Pulls.

Message 44 of 51
Ghoshida
Valued Contributor

Re: Minimum Income Requirements for Chase?? *UPDATED: APPROVED*

I got CSP ($6.7k) with $34k gross and ~$600 rent. 

 

I do have a checking account with Chase but it doesn't have big money.

 

My TU score while apping for CSP was 746, Chase pulled EX (don't know the score there but should be similar)

 

My first Chase was a Freedom, got $500 after being denied twice because of high util on other cards. It's now at $2k. 

Message 45 of 51
gingerflower
Senior Contributor

Re: Minimum Income Requirements for Chase?? *UPDATED: APPROVED*

I have a freedom card with $3500 . I recently applied for a united explorer with $ 55,000 income got approved for 7000
Message 46 of 51
Ragelog
Established Contributor

Re: Minimum Income Requirements for Chase?? *UPDATED: APPROVED*


@gingerflower wrote:
I have a freedom card with $3500 . I recently applied for a united explorer with $ 55,000 income got approved for 7000
How long did you have the freedom before getting the United Explorer card? I have the freedom at the same limit.

 

EQ04 675, EQ08 676, EX08 719, TU08 703 $12704.75/$123050 Revolving Credit (All 0% or 1.99%) - In Garden Since 5/25/2016

Last negative item should fall off in July 2017.
Message 47 of 51
lvallejox
Contributor

Re: Minimum Income Requirements for Chase?? *UPDATED: APPROVED*

My wife just got approved with $24000 income, 7 medical collections, 1yr aaoa, 670 Fico. Checked the pre approval site every week for 6 months with no luck untill 2 days ago! Applied and $1200 instant approval. Still waiting on the card....

Message 48 of 51
Anonymous
Not applicable

Re: Minimum Income Requirements for Chase?? *UPDATED: APPROVED*


@lvallejox wrote:

My wife just got approved with $24000 income, 7 medical collections, 1yr aaoa, 670 Fico. Checked the pre approval site every week for 6 months with no luck untill 2 days ago! Applied and $1200 instant approval. Still waiting on the card....


Impressive approval. Smiley Happy

 

Unimpressive limit. Smiley Sad

 

Message 49 of 51
Anonymous
Not applicable

Re: Minimum Income Requirements for Chase?? *UPDATED: APPROVED*

Considering the income and credit profile Id say $1200 is a win and the approval itself is impressive enough. Definitely beats a denial, which many have experienced. Congrats to her Smiley Very Happy
Message 50 of 51
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