@Nebul0us wrote:
I am just getting my credit out of the gutter. I have two cards with annual fees from Credit One, both $600 limits. I have a $500 limit card with Ollo. Just got approved for $2k limit with 1.5% cash back from Misison Lane, no annual fee. Interest is 33.99%. Not a great bard but way better than I had. Going to use this frequently and pay it off every month.
Its hard work repairing your credit, and I wish you success on your journey!
Congrats on the approval, do the Credit One and Mission Lane cards have an annual fee? What's your credit score right now? Capital One offers good cards (imo) and are fairly welcoming to less than optimal credit. Their pre-approval tool seems to be pretty truthful as well.
Current Cards:
Capital One: VentureOne $3000CL; VentureX $10000CL
Chase: Freedom Flex $1000CL; Sapphire Reserved $15000CL
AMEX: Gold $NPSL; Platinum $NPSL; MB Brilliant $4400; Hilton Aspire $3700
Fidelity: Visa Signature $5800CL
NFCU: CashRewards $1500CL; MoreRewards $5500CL
USAA: Rewards Visa Signature $8000CL
TCL: $57900
Former Cards:
Capital One QuicksilverOne, PC to V1; Chase Sapphire Preferred, PC to CSR; Local Credit Union Card, Closed, 500CL
Desired Cards (In Order):
Amex Blue Business Plus; Future CashRewards PC into Flagship Rewards; Cap One Savor or PC into it from VentureOne
FICO (01/2026) 570s/580s
FICO (06/2026): 676EQ, 683TU, 691EX
