Got the Mission Lane cash-back card with a $1000 SL. Five months in I got a whopping $100 CLI. But a few days later got an offer for an additional $500 CLI if I signed up for Mission Money debit card and deposited $200. I did that, and four months later I got a $1000 CLI. I'm pretty happy with that increase in 9 months, going from $1000 to $2600. They just leap-frogged into second place in my current open line up.
Have a new Cap One Walmart card with a $2000 limit due to arrive in the next couple of days, and Synchrony finally increased my store card by $800, so it's been a good month. Was able to close down a $400 secured card thanks to my recent progress.
Mission Lane often gets lumped in with the likes of Credit One and Premier, but I think they do a better job of keeping up with cardholder progress and seem less predatory. They were the first to give me an unsecured card with cash-back. I get 1.5%, which matches the Quicksilver secured card I was able to close now.
@WildestDreams wrote:Congrats!! thats a great overall bump in less than a year! yay!
ML seems much better than Credit One / Premier -- I've had them for 7 months and just got a 100$ CLI, can't complain about a 2100 CL less than a year post CH7 and with no annual fee
Thanks!
Congrats on the CLI! I agree with mission lane being a tier above Credt One and you could make the case that First Premier is below Credit One. At least credit one does have a couple no AF cards (even if few people have them).
Congrats on your CLI !
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@Zoostation1 wrote:Congrats on the CLI! I agree with mission lane being a tier above Credt One and you could make the case that First Premier is below Credit One. At least credit one does have a couple no AF cards (even if few people have them).
I agree. I used to do the Credit One preapprovals from time to time and I never got preapproved for a card with no annual fee. I'm on American Express' black list, but I test it occasionally. I get the rejected preapproval along with a message to go check with Credit One to see if I can get one of their American Express cards instead. I can, but only with a $95 annual fee. I'm a bit surprised that American Express makes that recommendation and has that business relationship.
Amex makes money off the relationship, otherwise they wouldnt continue it. When I was blacklisted prior reaching the 61mo from BK7 filing milestone I would get the same recommendation. I was able to get in with Amex just under 4mo ago, but I still get offers from Credit One for the $39 AF Amex that's a 1% card. Thanks,but no thanks Credit One.
