Modest Wayfair CLI

Anonymous · ‎07-06-2020

I have been spending a decent amount on Wayfair recently since we bought a house and have been decorating. Got the card initially with the SCT about 3 months ago with a $3500 SL, requested increase same day and went to $4300. Ive been trying monthly for a CLI since then and today they said yes and raised me to $5100. Still no credit pull. I'll take it. Especially since it takes individual utilization on that particular card down from around 81% to around 68%. The balance is all 0% financing of various pieces of furniture.

KLEXH25 · ‎07-06-2020

Sweet! Very nice progress in a short amount of time. Congrats!

M_Smart007 · ‎07-06-2020

Congratulations on your Wayfair Increase!

CreditAggie · ‎07-06-2020

Congratulations on your Wayfair CLI!

Current Cards (in order of approval):

Current FICO 8 | 9 (December 2025):

Credit Age:

Inquiries (6/12/24):

Banks & CUs:

Anonymous · ‎07-07-2020

Congrats - try again after the same interval and it'll likely work again. This one grows fast and in my experience they haven't cared if there's a balance or not

coreyb80 · ‎07-07-2020

Congrats on the CLI!

gdale6 · ‎07-07-2020

Excellent, grats on your CLI and enjoy the new furnishings

AllZero · ‎07-07-2020

Congratulations on your CLI!

mrcraft · ‎07-07-2020

Congratulations on your CLI!!

Affinity Cash Rewards Visa Signature $32,500

American Express Marriott Bonvoy Brilliant $25,000

PenFed Power Cash Rewards Visa Signature $20,000

U.S. Bank Altitude Go Visa Signature $17,000

Chase Marriott Bonvoy Boundless Visa Signature $16,700

slickwidit · ‎07-07-2020

Congratulations 🎊 🎉 🎈 🍾

"Achieving your goal is great and everything.. But The journey is where all the amazing stuff happens" *Slickwidit*
Score goals - 800+ (85 points away)