More CLI! I'm excited!

Anonymous · ‎11-26-2018

SI I wanted to add to my CLI love, this time commenity showed love, even though just a month ago they seemed to hate me as the approved me for a card then cancelled it. I hit the love button on my zales account and moved from $1000 to $1750. I then hit the love button on my Wayfair card and went from $1500 to $3000. I seen people here talk about double dipping so I waited and hit it again and went from $3000 to $4500. I tried that on my Zales card then got the 7-10 day message. I tried it again onr more time on Wayfair and got the 7-10 day message. I'm happy with what I have tho, $3750 between the two cards.

So far all my cards have grown except Target, PayPal MC, Home Depot, USAA, Shell, Amex, NTB and Discover. Fiscover I think I have to wait another 30 days. Amex I tried at day 61 and was denied. PayPal I have another 30 days to wait, home depot , NTB and shell ...well I just sont want a hard pull like best buy did since they are all citi. USAA said they dont ever increases classic card, target has no love button lol, but all my other cards ive gotten increase yah!

19eighty5 · ‎11-26-2018

Congratulations!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:

AMEX Delta SkyMiles Reserve | $2,800 | February 2019

AMEX Marriott Bonvoy Brilliant | $3,100 | August 2019

BOA BankAmericard AU | $4,500 | May 2004

Citi CostCo Anywhere Visa | $4,780 | March 2020

Citi Macy's Star Rewards | $11,100 | September 2021

Comenity Overstock | $7,100 | August 2018

Goldman Sachs Apple Card | $6,000 | March 2020

Synchrony CareCredit | $12,000 | October 2018

Synchrony Lowe's Advantage | $5,000 | March 2020

Audi e-tron - Audi Financial | $85K/72mo/3.24% | March 2022

RonM21 · ‎11-26-2018

Congrats on the increases and nice double dip!!

Total CL: $321.7k

UTL: 2%

AAoA: 7.0yrs

Baddies: 0

Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

Anonymous · ‎11-27-2018

Congrats on your approval !!!!

MartyWrite75 · ‎11-27-2018

Congratulations!!! Nice!

June 2025: Experian 772; Equifax 788; Transunion 781

Cards I Have:
Cap One QS: $600 (Sock drawer) || Cap One QS (#2): $7,500 (Sock drawer) || Discover It: $17,400 || Cap One Savor One: $600 (Sock drawer) || AMEX BCP: $10,000 || Amazon Prime Store Card: $10,000 || FNBO Rewards Visa: $2,600 || Discover Cash Back: $9,500 || Citi Custom Cash: $15,500 || Verizon VS Visa: $20,000 || Amex Hilton Honors: $12,000 || Amazon (Chase) Prime Rewards (VS): $9,500 || Citi Double Cash: $6,900

Wishlist Cards:
Paypal Mastercard || Bread Mastercard

Gardening to 6/2026(ideally)
Total Utilization: 11%
Inquiries: Exp: (2) Trans: (1) Equif: (1)

Anonymous · ‎01-12-2019

Hello
Re: Zales credit line increase
Did they do a SOFT or HARD inquiry when you hit the CLI button online????

3se7ens · ‎01-12-2019

@Anonymous wrote:
Hello
Re: Zales credit line increase
Did they do a SOFT or HARD inquiry when you hit the CLI button online????

Comenity Bank does a soft pull for CLI on their store cards.

As of 3/2022

EQ.-721 | TU.-731 | EX.-708

Top Cards:

AmEx Gold - $10,000 POT. BofA Americard $17,000 NFCU CR. $16,000 NFCU Plat.$15,000 FNBO Visa $14,800

Disco Miles $14,000 Chase FU $13,900 USAA Signature $13,000 PayPal MC $10,000

Macy's AmEx $25,000 Macy's AmEx (upgraded) $25,000

atst2000 · ‎01-12-2019

@Exito wrote:
Hello
Re: Zales credit line increase
Did they do a SOFT or HARD inquiry when you hit the CLI button online????

Comenity Bank does a soft pull for CLI on their store cards.

Not neccesarily...I have gotten HP once on my Overtock card...its YMMV to be honest.

Anonymous · ‎01-12-2019

Thanks for letting me know!!!