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More data points - Hilton Honors instant approval

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JZK
Established Member

More data points - Hilton Honors instant approval

Prior approvals:

Citi Premier - Dec 26

Citi Rewards + - Jan 8

 

I had planned on applying for the two Citi cards and the Hilton Honors.  I put the Premier application first because I wanted the least activity, given my prior denial, and the Hilton card last, because I expected an easier approval and a soft inquiry since I already have Amex  cards.   With the Hilton 100K offer expiring on Jan 17, I ended up applying for them a litte earlier than anticipated to get it before the offer expired.  

 

Won't be applying for any more cards until I get these SUBS taken care of.

 

Credit limit: $25,000

 

At the time of application:

Exp: 807 Eq: 789 TU: 805

Inquiries (6/12/24): Exp: 0/0/4 Eq: 3/4/5 TU: 0/0/1

Cards: 14 credit + 2 charge cards

Total credit limit: 165K

No derogotories.

Avg age: 3y 10mo

Oldest account: 11y 11mo

Utilization: 1%

Income: +/- 160k

Message 1 of 13
12 REPLIES 12
BigBS
Senior Contributor

Re: More data points - Hilton Honors instant approval

Congrats on the approval!

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M

Message 2 of 13
KingRue8500
Senior Contributor

Re: More data points - Hilton Honors instant approval

Congrats on your AMEX Hilton Honors approval




Message 3 of 13
nytokyobred79
Valued Contributor

Re: More data points - Hilton Honors instant approval

Congrats on your approval. 

Avoided credit cards after ruining my financial health but got back into the game in 2019 after a 20 year hiatus
Total Revolving CL- $215,200 | Order of Opened Cards
Delta SkyMiles Blue- SL-$1K | CL- $22.6K
Delta SkyMiles Reserve- SL- $10K | CL- $20K
Chase Sapphire Reserve- SL $20K | CL- $40.5K
Cap 1 Venture Rewards- SL $10K | CL $ 21.5K
Amex Everyday Preferred- SL $13.1K | CL $10K ( moved some limits around )
Chase Freedom Unlimited: SL $23.4K| CL $39.8K
BOA Unlimited Cash SL: $20.8K| CL $15K moved some limits around)
BOA Travel Rewards SL: $20.8K | CL $5.8K(moved some limits around)
Amex Blue Cash Preferred SL: $10K
Amex Green Card: NPSL / POT: 17K
BOA BankAmericard: SL: $5K | CL: $30K
Message 4 of 13
CorpCrMgr1
Valued Contributor

Re: More data points - Hilton Honors instant approval

Congratulations on your approval!

Message 5 of 13
SouthJamaica
Mega Contributor

Re: More data points - Hilton Honors instant approval

Congratulations on your approval. Good card.


Total revolving limits 569520 (505320 reporting) FICO 8: EQ 699 TU 696 EX 673




Message 6 of 13
gorgon
Established Contributor

Re: More data points - Hilton Honors instant approval

Congrats on the approval and thanks for the data points!

Message 7 of 13
JoeRockhead
Senior Contributor

Re: More data points - Hilton Honors instant approval

Very nice SL, congratulaitons on your approval!

Message 8 of 13
janderson126
Contributor

Re: More data points - Hilton Honors instant approval

Congrats on the card approval 

AMEX is awesome! 

Total Credit Line Summary (TCLS)

AMEX: $52,450
NAVY: $50,000
Sync (Sam's Card and PayPal Cash Back): $30,000
Mix of Other Cards: $25,000 – These are used for various expenses, including holidays and other purchases, with balances typically paid in full or kept at 1-2% utilization.
Total Credit Line Available: $180,000+

Credit cards are for emergencies (like tacos... just kidding). Use them responsibly!
Message 9 of 13
cashorcharge
Community Leader
Super Contributor

Re: More data points - Hilton Honors instant approval

WooHoo!! Congratulations on your Approval!!👏🏼🍾🥂

Message 10 of 13
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