@dabossman wrote:
What's your annual incom. If you don't mind me asking. I'll be going for us bank cash+ soon
It's about 52k/yr. Relatively low, but I think for credit cards anyhow, lenders just want to see that you have an income, but of course they base CLs on it to some degree, although I've seen people getting nearly 100% of their income in CL from a single lender around here, so I'm coming to believe that this does not matter quite as much as people think. Chase gave me 18k worth of limits (and two Visa Signatures) after only having one card with a 4-digit limit for a couple of months - before that it was only one $750 limit. I really do believe lenders are eager to lend us their money, particularly via CCs, they just have to mitigate their risk as much as possible and have sufficient faith that we will meet our obligations.
Gardening Until Further Notice
