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My Latest Approvals

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BigBS
Senior Contributor

My Latest Approvals

Haven't posted much since my Chase Amazon approval last summer, so thought I would try to catch up. Shouldn't take long because there hasn't been much. Bought a new F-150 and used Corvette in October and had no time for other applications until last month. Decided it was time to go for the Redstone FCU VS since my activity had been small over the last year. Wasn't automatic, but did receive a denial for too many inquiries. Didn't think they were inquiry sensitive, so decided to call for a recon and get an explanation of what "too many inquiries" means. The first young lady I talked with was of little help and stated that I should wait for the later. The letter arrived and indicated "too many inquiries" was the reason, but my EX credit score was 809 and at the time of application I had 13 INQs. Didn't sit well with me, so called back and didn't even get to finish explaining my reason for calling before this young lady said she wanted to send my app back through for review. Within 2 hours I was approved for the max $10k limit and lowest APR (17%).

 

Next was the My GM Rewards VS from Marcus which gave an instant approval of $40k and 19.99% (TU - 819, 7 INQs). Got this with an SP approval.

 

Next approval was the FNBO FordPass Rewards VS instant approval for $13.4k and 22.74% (EX 809 (no lost points for Redstone INQ) and 14 INQs).

 

Final approval was the BMO Harris Bank Cash Back MC for $14k and unknown APR (TU - 819, 7 INQs).

 

Looking at the GreenState CU, but am out of state and will have to see how that works out. Don't know of anything else worth applying for right now, so back to the garden for me.

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M

Message 1 of 24
23 REPLIES 23
CreditAggie
Community Leader
Super Contributor

Re: My Latest Approvals

Congratulations on your approvals!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (March 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 2 of 24
CreditMagic7
Mega Contributor

Re: My Latest Approvals

Congratulations on those newest card approvals! Looks like you had quite a nice bash. Smiley Very Happy

Message 3 of 24
Rdbeetle
Valued Contributor

Re: My Latest Approvals

Congrats on all your approvals!

SchoolsFirst FCU Rewards WMC $25k
US Bank Cash+ $15k
AMEX BCP $10k
FICO 8 Scores: EX 796 I TU 806 I EQ 808
Message 4 of 24
JoeRockhead
Senior Contributor

Re: My Latest Approvals

Very nice all around, congratulations!

Message 5 of 24
FireMedic1
Community Leader
Mega Contributor

Re: My Latest Approvals

Congrats since last year.


Message 6 of 24
CardHunter
Established Contributor

Re: My Latest Approvals

Very nice! Congrats on your approvals, well done!

Message 7 of 24
BigBS
Senior Contributor

Re: My Latest Approvals


@CreditAggie wrote:

Congratulations on your approvals!


Thank you.

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M

Message 8 of 24
BigBS
Senior Contributor

Re: My Latest Approvals


@CreditMagic7 wrote:

Congratulations on those newest card approvals! Looks like you had quite a nice bash. Smiley Very Happy


Didn't really have a plan for it, but it worked out.

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M

Message 9 of 24
BigBS
Senior Contributor

Re: My Latest Approvals


@Rdbeetle wrote:

Congrats on all your approvals!


Thanks.

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M

Message 10 of 24
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