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NASA FCU Approval: 30K / 9.9% APR

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Transmogrifying_Bee
Frequent Contributor

NASA FCU Approval: 30K / 9.9% APR

1.  Applied for NASA FCU "VISA Rewards" credit card a few days ago (9/24), and received 2-3 day PENDING notification.

2.  Today (2 day wait) I received an APPROVAL notification email, with 30K CL and a 9.9% APR interest rate, along with 7.9% APR for Balance Transfer checks.

3.  Had to send copy of Utility Bill, for which I substituted a copy of a CC online statement which had my current address. 

4.  Account DOCUMENT was received and signed, and now I wait. Fingers are "crossed" that something negative doesn't happen, as we have all been reading about!  I won't rest until I actually receive the card, complete with a picture of the Galaxy!  Yeah, I guess once a nerd, always a nerd . . . !!!

5.  Oh, not sure if it was a SP or a HP.  I have not received any alert notifications from my various credit monitoring accounts, so I'm hoping it's a SP.

6.  I did try to sign up for their $5.00 initial credit union membership AFTER I had already applied for the cc.  Yeah, I know that was BACKWARDS!  To date I have not received any kind of paperwork regarding my membership application!  Will have to check into that.  Of course my main priority (for now) was the cc application.  Still keeping those fingers crossed!

FICO Score 8: EQ 823 EX 817 TU 825 **** VantageScore 4.0: 825 **** VantageScore 3.0: EQ 823 EX 826 TU 825
TOTAL CL (6 cards): $141.0K **** INQUIRIES 2 yrs (1 yr): EQ 0(1) EX 0(0) TU 0(0) **** UTILIZ: 1 % **** GOAL: FICO Score 8: 840+
r>>
Amex BCE 30K || NASA FCU Rewards Visa 30K || Chase Sapphire Visa Signature 21.5K || PayPal Extras MC 20K
CITI Diamond Preferred MC 25.0K || Discover it 14.5K **** CLOSED 7 cards **** GARDENING since 9-26-2014
Message 1 of 13
12 REPLIES 12
b_diddy
Established Contributor

Re: NASA FCU Approval: 30K / 9.9% APR

Excellent. Congrats!

FICO Scores: EX 733 (1/17/15) EQ 761 (1/17/15) TU 750 (1/17/15)
     
      
Message 2 of 13
peaceonearth
Established Contributor

Re: NASA FCU Approval: 30K / 9.9% APR


@Transmogrifying_Bee wrote:

1.  Applied for NASA FCU "VISA Rewards" credit card a few days ago (9/24), and received 2-3 day PENDING notification.

2.  Today (2 day wait) I received an APPROVAL notification email, with 30K CL and a 9.9% APR interest rate, along with 7.9% APR for Balance Transfer checks.

3.  Had to send copy of Utility Bill, for which I substituted a copy of a CC online statement which had my current address. 

4.  Account DOCUMENT was received and signed, and now I wait. Fingers are "crossed" that something negative doesn't happen, as we have all been reading about!  I won't rest until I actually receive the card, complete with a picture of the Galaxy!  Yeah, I guess once a nerd, always a nerd . . . !!!

5.  Oh, not sure if it was a SP or a HP.  I have not received any alert notifications from my various credit monitoring accounts, so I'm hoping it's a SP.

6.  I did try to sign up for their $5.00 initial credit union membership AFTER I had already applied for the cc.  Yeah, I know that was BACKWARDS!  To date I have not received any kind of paperwork regarding my membership application!  Will have to check into that.  Of course my main priority (for now) was the cc application.  Still keeping those fingers crossed!


You're gona be OK.
Message 3 of 13
coldnmn
Mega Contributor

Re: NASA FCU Approval: 30K / 9.9% APR

Congrats! Thanks for sharing.

 

 

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 4 of 13
alvon123
Super Contributor

Re: NASA FCU Approval: 30K / 9.9% APR

congrats


Message 5 of 13
creditFiend
Established Contributor

Re: NASA FCU Approval: 30K / 9.9% APR


@Transmogrifying_Bee wrote:

1.  Applied for NASA FCU "VISA Rewards" credit card a few days ago (9/24), and received 2-3 day PENDING notification.

2.  Today (2 day wait) I received an APPROVAL notification email, with 30K CL and a 9.9% APR interest rate, along with 7.9% APR for Balance Transfer checks.

3.  Had to send copy of Utility Bill, for which I substituted a copy of a CC online statement which had my current address. 

4.  Account DOCUMENT was received and signed, and now I wait. Fingers are "crossed" that something negative doesn't happen, as we have all been reading about!  I won't rest until I actually receive the card, complete with a picture of the Galaxy!  Yeah, I guess once a nerd, always a nerd . . . !!!

5.  Oh, not sure if it was a SP or a HP.  I have not received any alert notifications from my various credit monitoring accounts, so I'm hoping it's a SP.

6.  I did try to sign up for their $5.00 initial credit union membership AFTER I had already applied for the cc.  Yeah, I know that was BACKWARDS!  To date I have not received any kind of paperwork regarding my membership application!  Will have to check into that.  Of course my main priority (for now) was the cc application.  Still keeping those fingers crossed!


I feel you on that! My approval was instant on the 24th, signed my e-docs on the 25th; a few hours later it said 'funded'.  Today, my card is listed under my savings on my account status page.  So far so good, but won't get excited until my card is in hand!  

GL to you & everyone else reading that have applied or thinking of applyingSmiley Wink

Last app: 2/21/2016
Amex PRG (NPSL)| Amex Hilton Surpass ($17.6K)| Barclays Arrival WEM ($13K)| Barclays SM ($11K)| Capital One QS ($15K)
CareCredit (15.6K)| Chase CSP ($12K)| Chase Hyatt ($5K)| Chase FU VS ($7K)| Chase Ritz ($16.7K)| Citi DC ($2.4K)
Discover It ($4K)| Lowe's ($17K)| MSUFCU ($5K)| Nasa FCU ($20K)| Navy Cash Rewards ($20K)| Navy CLOC ($15K)
PenFed Thrifty ($500)| USAA Rate Advantage ($7K)
Message 6 of 13
Anonymous
Not applicable

Re: NASA FCU Approval: 30K / 9.9% APR

Very nice, congrats

Message 7 of 13
Kenny
Moderator Emeritus

Re: NASA FCU Approval: 30K / 9.9% APR


@Transmogrifying_Bee wrote:

1.  Applied for NASA FCU "VISA Rewards" credit card a few days ago (9/24), and received 2-3 day PENDING notification.

2.  Today (2 day wait) I received an APPROVAL notification email, with 30K CL and a 9.9% APR interest rate, along with 7.9% APR for Balance Transfer checks.

3.  Had to send copy of Utility Bill, for which I substituted a copy of a CC online statement which had my current address. 

4.  Account DOCUMENT was received and signed, and now I wait. Fingers are "crossed" that something negative doesn't happen, as we have all been reading about!  I won't rest until I actually receive the card, complete with a picture of the Galaxy!  Yeah, I guess once a nerd, always a nerd . . . !!!

5.  Oh, not sure if it was a SP or a HP.  I have not received any alert notifications from my various credit monitoring accounts, so I'm hoping it's a SP.

6.  I did try to sign up for their $5.00 initial credit union membership AFTER I had already applied for the cc.  Yeah, I know that was BACKWARDS!  To date I have not received any kind of paperwork regarding my membership application!  Will have to check into that.  Of course my main priority (for now) was the cc application.  Still keeping those fingers crossed!


Congratulations on your approval! Thanks for sharing. Smiley Happy

Message 8 of 13
itguy_65
Frequent Contributor

Re: NASA FCU Approval: 30K / 9.9% APR

Congratulations on the approval!!  Next step after they receive the electronic documentation is that status should say "FUNDED" in the application.  Then, about a day later, the credit card account should show up on your list of accounts.  Based up what has been posted here, the credit card application would cause a HP, since the memership was not approved before the credit card app, but your experience may be different.

EQ (3/24/17): 820 TU (3/24/17): 799 EX (3/24/17): 806
Message 9 of 13
Zyonlee4u
Established Member

Re: NASA FCU Approval: 30K / 9.9% APR

Good... How to get a membership?

I saw thier web-site and they have eligibility.

Message 10 of 13
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