NASA FCU Instant APR = Approval?

[Andy77]

I applied online for the Nava visa card and after I submitted my application, on the next screen "Application Summary" had under "Loan Terms" 10.90 %, so I am assuming they got this by pulling my credit report since in the application terms it states apr's on this card can go from about 9.9 to 18 sometime.

Does this mean I am approved if they already gave me my APR?

[myjourney]

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@Andy77 wrote:

I applied online for the Nava visa card and after I submitted my application, on the next screen "Application Summary" had under "Loan Terms" 10.90 %, so I am assuming they got this by pulling my credit report since in the application terms it states apr's on this card can go from about 9.9 to 18 sometime.

Does this mean I am approved if they already gave me my APR?

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I would say so and offer my congrats 

[coldnmn]

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@myjourney wrote:

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@Andy77 wrote:

I applied online for the Nava visa card and after I submitted my application, on the next screen "Application Summary" had under "Loan Terms" 10.90 %, so I am assuming they got this by pulling my credit report since in the application terms it states apr's on this card can go from about 9.9 to 18 sometime.

Does this mean I am approved if they already gave me my APR?

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I would say so and offer my congrats 

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+1 Congrats!

[Andy77]

Thank you for the congrats..but the status still says "REVIEW"

However they did tell me what my interest rate is 10.900

Maybe the system needs to update over night  OR there system generates an automatic interest rate when the CR is pulled and it puts that in their system (as in on my screen) but does not mean an approval (I know I am probably over-thinking)

[score_building]

I hope it goes through, an 'in review' status sounds like a decision has not yet been rendered, would check back or call for update going forward. GL!

[Mellon]

I'd say you are approved...I remember that status being in review after i got the card..lol

[alvon123]

congrats are in order

[Andy77]

I checked this morning and I had asked for a CL of 8800.00

They approved me for 8000.00 @ 10.90

Wonder why they did not give me the 800.00 and should I try and recon and get it?  

I really needed the whole 8800 to pay for something in Feb, as I stated in my application why I needed the 8800 etc

[Andy77]

Even if I don't get the 800.00, in one month I added 14k in new credit and with my utiliuzation at 1 % I hope my score goes up

[score_building]

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@Andy77 wrote:

I checked this morning and I had asked for a CL of 8800.00

@They approved me for 8000.00 @ 10.90

Wonder why they did not give me the 800.00 and should I try and recon and get it?  

I really needed the whole 8800 to pay for something in Feb, as I stated in my application why I needed the 8800 etc

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Congrats! Nice approval! If recon perhaps go for at least 10k-15k, if you need 8.8k round up. Not sure if they'll pull again but wouldn't be surprised. GL!