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NC SECU CLI Success!

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GreyvyTrain
Regular Contributor

NC SECU CLI Success!

I was approved with my CU for my largest card so far about 3-4 months ago at an SL of $8000. It's a no frills non-reward card, but with a nice APR of 14%. I had a few INQs fall off EQ since August started, and figured I'd give a CLI request a try with them before my student loan shows up on my EQ reports(if it does, so far just TU). Woke up this morning to a congratulatory email saying my request of a CLI to $15,000 was approved and thanking me for my responsible use of the previously approved limit.

 

I've been putting some solid use on the card. Last month my wife and I took an anniversary trip to Cozumel, and it was the only card I set up to use for everything we needed for the trip and to use internationally while down there. The balance reported, and I was able to PIF before the due date. 

 

I'm hoping this paves the way for some larger limits and CLIs from current cards moving forward.



Drawer-dwellers:


FICO SCORE 8 (1/1/26)




1 paid CO remaining on EX and EQ until 6/2026
Message 1 of 17
16 REPLIES 16
MissLiz
Established Contributor

Re: NC SECU CLI Success!

Wow! Congratulations on your amazing CLI!

“A woman’s best protection is a little money of her own.” – Clare Boothe Luce
Message 2 of 17
JoeRockhead
Community Leader
Super Contributor

Re: NC SECU CLI Success!

Congratulations on your CLI and new limit!

Message 3 of 17
NoMoreDebt
Senior Contributor

Re: NC SECU CLI Success!

congrats

AMEX CHARLES SCHWAB PLATINUM NPSL / AMEX GREEN NPSL/ AMEX BLUE BUSINESS PLUS $20000 CL/ FIDELITY REWARDS VISA $23,500 SL

SOCKDRAWER/ NFCU FLAGSHIP $40,000 CL/ NFCU MORE REWARDS $40,000/ WELLS FARGO AUTOGRAPH $8200/APPLE CARD $6500/DISCOVER IT $3000 SL/CITI COSTCO ANYWHERE VISA $6000 SL
Message 4 of 17
BearsCubsOtters
Frequent Contributor

Re: NC SECU CLI Success!

Congrats!

 

I still want to know how this is the second largest CU in the country....

Message 5 of 17
keekers
Valued Contributor

Re: NC SECU CLI Success!

Congrats.


Message 6 of 17
AndySoCal
Senior Contributor

Re: NC SECU CLI Success!

@BearsCubsOtters  NC SECU has almost 56 billion in assets as compared to NFCU who is the largest credit union in USA with 178 billion in assets. For whatever it's worth Pen Fed is the third largest. Here is the list per Depositaccounts.com

 

https://www.depositaccounts.com/banks/assets.aspx?instType=cu&stateType=hq&state= 

FIC Scores XPN v8 805 V2 831 (SDFCU) TUC V 8 800 07/25 EFX Bankcard v8 822 EFX FIC0 v8 807 Vantage score 4.0 817 via JC Penney
JC Penney 10/2008 4,700 US Bank Cash 08/2010 12,000 Citibank Custom Cash 5/2015 14,100, State Dept. FCU 06/2023 25,000 02/2024 Redstone FCU Signature VISA 10,000 08/23/2024 Commonwealth Credit Union 15000 07/25 Walmart One 5000 12/04/25
Banking: Lafayette FCU Fortera FCU State Department FCU Redstone FCU Hughes FCU Commonwealth FCU
My personal blacklist Axos Bank, Bank of America, Synchrony Bank Capital One TD Bank Comerica Bank BMO US Bank Wells Fargo
Message 7 of 17
dahx
Contributor

Re: NC SECU CLI Success!

Congrats fellow NC SECU member, I hope to get one too eventually.

Message 8 of 17
Rdbeetle
Valued Contributor

Re: NC SECU CLI Success!

Congrats on your $7k increase!

SchoolsFirst FCU Rewards WMC $25k
US Bank Cash+ $15k
AMEX BCP $10k
Walmart CashRewards WMC $5k
FICO 8 Scores: EX 796 I TU 800 I EQ 802
Message 9 of 17
Jordan23ww
Senior Contributor

Re: NC SECU CLI Success!

Congratulations on your limit increase!

         


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