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NEW UPDATED LIST for Comenity Bank Store Cards- can be useful for Shopping cart trick

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gl1202
Member

Re: NEW UPDATED LIST for Comenity Bank Store Cards- can be useful for Shopping cart trick

The shopping cart trick worked for me twice in 2 days. onestopplus with a $250 limit and victoria's secret with a $500 limit Smiley LOL It's great because of the soft pull not hurting your credit score. 

Message 31 of 701
john398
Senior Contributor

Re: NEW UPDATED LIST for Comenity Bank Store Cards- can be useful for Shopping cart trick


@Victor1 wrote:

Are there any Visa or Mastercards I can be preapproved for using the shopping cart trick? Not just store cards but cards I can use elsewhere as well. Thank you in advance. I have a 671 on EQ .


Total Rewards is kind of like shopping trick however its not buying anything its signing up or loging in for the Players Card from Cesars Entertainment

 

*EDIT* I see The Credit Guy Brought this up

Message 32 of 701
Anonymous
Not applicable

Re: NEW UPDATED LIST for Comenity Bank Store Cards- can be useful for Shopping cart trick

Hi Everyone!!

 

I wanted to update you guys on my Total Rewards Visa Signature pre-approval pop up from last Sunday. I was given the pre-approval pop up for the Total Rewards Visa Signature only once. That was when I first signed up on the "Total Rewards" site about a month ago. I declined the offer at that time as I wasn't interested.

 

I had signed in more than 15 times since then and no pop up. So, I decided to sign up again using my previous address that was and still is on my current credit report along with a different phone number. Low and behold - Just as soon as I signed in with my new username and password the pre-approval pop up was there. So, I decided to accept it this time and it pre-approved me for $2,500. But to back up a step - It will ask you if you are interested in the card. Once you click "yes, I'm interested" it will take you to another screen where you can input your current address and phone number so the card will come to the correct address. So, be sure to change your address to your current one or you'll never receive the card.

 

So, once I changed the address info, I clicked submit and it instantly approved me for $2,500. Again, that was last Sunday afternoon. Moving forward 5 days to today (Friday) - my card was already here.

 

I opened the envelope to review my credit line and other info and they had increased my initial credit line (without me asking) to $10,000 - I was pleasantly shocked to say the least!!!   What a great way to start the weekend!!   Interest rate - 17.99 - not to bad. They pulled EQ for me and yes, it was a hard pull.

 

I hope this helps someone looking to get this card. I'm looking forward to using it and enjoying the "Signature Series" perks.

 

The Credit Guy 

 

Current Scores - EQ = 763 - TU = 740 - EX = 703

Message 33 of 701
JMills
Frequent Contributor

Re: NEW UPDATED LIST for Comenity Bank Store Cards- can be useful for Shopping cart trick

Congrats for keeping us updated!
Starting Score: EX: 705 EQ: 711 TU: 750 01/06/2014
Current Score: EX: 673 EQ: 673 TU: 643 05/06/2020

Last App: 05/06/202020 / In the Garden Until: 12/31/2024

Desired Scores EQ 800 EX 800 TU 800

PSCEU $20,000 Navy Signature $6,600 Navy Rewards $2,500
Message 34 of 701
JMills
Frequent Contributor

Re: NEW UPDATED LIST for Comenity Bank Store Cards- can be useful for Shopping cart trick

Thanks
Starting Score: EX: 705 EQ: 711 TU: 750 01/06/2014
Current Score: EX: 673 EQ: 673 TU: 643 05/06/2020

Last App: 05/06/202020 / In the Garden Until: 12/31/2024

Desired Scores EQ 800 EX 800 TU 800

PSCEU $20,000 Navy Signature $6,600 Navy Rewards $2,500
Message 35 of 701
B335is
Moderator Emeritus

Re: NEW UPDATED LIST for Comenity Bank Store Cards- can be useful for Shopping cart trick

Yeah Total Rewards was a card I kind of regretted because of the HP. I figured it would be a soft like Sportsmans Guide but it was def a HP for me. I had a preapproval popup as well but I dont recall it mentioning the limit. I had to call in for that.

My limit went from $4k to $7k before I ever used it. So that was def worth 1 HP in my book.
Message 36 of 701
teddybearkelli1
Contributor

Re: NEW UPDATED LIST for Comenity Bank Store Cards- can be useful for Shopping cart trick

Thanks for all the info. Just got a SP approval for $10,000 for Sportsmans Guide Rewards Visa. Not too shabby, my DH loves this site.

FICO scores: 790 (EQ) 786 (EX) 796 (TU) |
My Wallet:NFCU CR Visa 24k, AMEX Delta Gd 18k, Walmart Discvr 12k, USAA Plat RA MC 13k, BECU Visa 13k, NFCU NR MC 10k, Sams Discvr 10k, Sportsmans Visa 11.5k, WF Plat Visa 10k, Paypal Extra MC 10k, BofA Fraternity MC 14k, Sams Credit 10k, USAA World MC 9k, Military Star 8.2k |BOA CR 8k |AMEX Evrdy 8k |Lowes 7.3k | Chase Military Star MC 16k, JCPenneys MC 7k, Discover IT 5k , Gymboree Visa 4.5k, Sears MC 4k, TJX MC 3.5k, ToysRUS MC 5k, Chase Amazon Visa 3k, Home Depot 3k, Citibank Simplicity 6.5k, Fred Meyers Visa 2.5k, Target 2k, Kohls 2k, ITunes Visa 5k, Macys 2k, Vystar CU Visa 5k
Message 37 of 701
B335is
Moderator Emeritus

Re: NEW UPDATED LIST for Comenity Bank Store Cards- can be useful for Shopping cart trick

Wow $10k is nothing to sneeze at! Esp from Comenity. Congrats!
Message 38 of 701
Anonymous
Not applicable

Re: NEW UPDATED LIST for Comenity Bank Store Cards- can be useful for Shopping cart trick

Congrats Teddybearkelli1!!

 

Great limit with the Sportsmans Guide Rewards Visa. That's the same limit they gave me and with a SP to boot - you can't beat it.

 

The Credit Guy

Message 39 of 701
Anonymous
Not applicable

Re: NEW UPDATED LIST for Comenity Bank Store Cards- can be useful for Shopping cart trick

 
Message 40 of 701
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