NFCU A/R, HP possibilities?

Anonymous · ‎05-03-2016

OK. So today I tried for a CLI and got the 3-5 day message. Everything worked out because I got an increase from 14000-21500.

Just last month on April 18 I was approved for a go rewards card with a 1500 limit and that leads me to my question.

Will HP happy Navy allow the use of today's HP for the CLI or maybe the AR from the last cpl days to get an increase on the go rewards or do I just need to wait till next AR

RonM21 · ‎05-03-2016

If you don't get any definitive info, I 'd just call and ask. I'm sure they'll have no issue letting you know.

Total CL: $321.7k

UTL: 2%

AAoA: 7.0yrs

Baddies: 0

Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

Anonymous · ‎05-04-2016

Well I decided to call Navy and ask. The CSR said it would more than likely be another HP for a cli on the gorewards. But she did tell me if I wanted to try it while on line with her that if it gave me the 3-5 day message she would immediately cancel the request so it wouldn't go through. So that's what I did and she was right, but cancelled it just like she said.

So guess I'm waiting a few months, because with about a 1/3 of my total HP's being from NFCU I definately don't want anymore. I have 12 with just them

Creditplz · ‎05-04-2016

They seem to like looking at my income everytime I apply or ask for a cli on one of their products, I'm waiting till July

undrtkr65 · ‎05-04-2016

I just got a sp increase on my cash rewards from 5k to 10k on Friday instant approval. all my credit reports are frozen and no new hp. my last increase was on 04/10 and was a hp and I had to recon. weird but I'll take it. I wish I would have asked for the full 25k but it's too late cause I tried on Monday and they wanted to hp equifax. I asked them to cancel the request. I still have not seen were they did my AR unless they used transunion.