NFCU CLI, Discover/BBVA approvals, AOD ?

[Duriel]

Edit: It appears AOD pulled my credit before the application was finished. Credit karma thinks I'm mortgage shopping 🥴

Applied the other day for a CLI on my NFCU Cash Rewards. Went from 12500>15500 (had requested 16500). 

Discover approved me today for $3000 on the Discover it Cashback. I was worried after reading some of the posts on here that I'd get some unusable limit like $500. While $3000 isn't big by any means, it is useable. HP on Experian only. 

BBVA approved me today for $4300 on their Clearpoints card. Website errors when I try to set my categories. Too soon maybe? 🥴 HP on Experian only. 

I was applying next at AOD for their unicorn credit card. Got half through the application and the website broke. Maintenance time maybe?

If denied for the card (or membership), I will poke one of the 2% cards that pull TransUnion. My best all around right now is 1.5%. 

Data: 

                             EQ    TU    EX

F8                        715  731  734

F9                        725  743  720

F5 (AOD)            701

Income:             61,000

Util:                     4%
DTI (w rent)       28%
Revolvers:         5/12

Newest Age:     4mo

Auto Loan from this January

[AllZero]

Congratulations on your approvals and CLI!

[Anonymous]

---

@Duriel wrote:

Applied the other day for a CLI on my NFCU Cash Rewards. Went from 12500>15500 (had requested 16500). 

Discover approved me today for $3000 on the Discover it Cashback. I was worried after reading some of the posts on here that I'd get some unusable limit like $500. While $3000 isn't big by any means, it is useable. HP on Experian only. 

BBVA approved me today for $4300 on their Clearpoints card. Website errors when I try to set my categories. Too soon maybe? 🥴 HP on Experian only. 

I was applying next at AOD for their unicorn credit card. Got half through the application and the website broke. Maintenance time maybe?

If denied for the card (or membership), I will poke one of the 2% cards that pull TransUnion. My best all around right now is 1.5%. 

Data: 

                             EQ    TU    EX

F8                        715  731  734

F9                        725  743  720

F5 (AOD)            701

Income:             61,000

Util:                     4%
DTI (w rent)       28%
Revolvers:         5/12

Newest Age:     4mo

Auto Loan from this January

---

Congratulations on your approvals! 🙏🏻🥳🥳🥳

[CreditMagic7]

Congratulations on the new approvals and CLI!

[Duriel]

Thanks. AOD provided an interest rate of 8.99% and I requested a 20k limit (maybe dreaming but supposedly they counter if that's too much). Their identity verification is reportedly... robust. So I may not know the final status of the application for a while. 

[cashorcharge]

A busy day for sure. 

That's terrific!  Congratulations on all your approvals!! 🎉🥂

[M_Smart007]

Congratulations on your success

[CreditAggie]

Congratulations on your CLI and approvals! 

Good luck with AOD!

[Mr_Mojo_Risin]

Well you cleaned up pretty well.

I'm pulling for you on the AOD CC, it's a smooth one for sure.

Thanks for DP's

[gdale6]

Grats on your new cards