NFCU CLI

[Anonymous]

Maybe the AR happened?

I haven't requested a CLI since June 2016.  I was denied.  I've stayed happily at 17.5 on my 2 cards contimplating if I'm greedy.

Yet...the urge lingers and 2 minutes ago I hit the button.  Both increased $500.  Both now $18k.  

So...yeah.  That's all I got.

[Anonymous]

Congrats!

[Anonymous]

Congratulations, buyaobuyao! This is nice progress even when the level at which it proceeds is sometimes unexpected.

[CreditCuriosity]

Congrats.. It is an increase and was 99% a sp!

[Anonymous]

Still an increase, and should be SP since AR has happened

[AverageJoesCredit]

Congrats, wven though small, 2 18k cards are sweet

[Anonymous]

Fantastic news...

It was a SP.

Thank you all.  An CLI is a CLI. Period.  

[kugel]

It seems there's a slow down lately

[Anonymous]

From my experience when you get a really low CLI like that you have reached their internal limit based on the AR.  That happened to both my wife and I about 10 months ago, we were brought from 9700 on each account to 10k.  I decided to give it some time and bring our overall utlization let accounts age, scores increase etc.  This weekend both accounts recieved nice CLIs mine from 10k to 18k and hers from 10k to 22k.  My suggestion would be to give it 9-12 months and then apply for CLI after an AR and you will likely get a nice CLI.

[Anonymous]

I think I will. I waited 9 months for $500.

*Nods slowly* They need more than 9 mths. It's not overall UTL, as highest card is 9% and overall 3%. It's my 2014 PIF baddy and time.

Calendar marked for 13 months.

Bu Yao out.