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NFCU DOES IT AGAIN!! LOC $15K

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alvon123
Super Contributor

Re: NFCU DOES IT AGAIN!! LOC $15K

congrats


Message 11 of 16
-Wade-
Valued Contributor

Re: NFCU DOES IT AGAIN!! LOC $15K


@Zorasmiles wrote:

OKAY...I swore to myself I was done CC shopping and  I would focus on our land purchase.  So, I'm up reading all of these great approval threads on LOC with Navy Federal.  I told myself to shut down the MacBook because nothing good could come of it at this time of night (1:20am my time).  I open up my NavyFederal acct. and could not find a link to do a LOC app--which was a hard pull saving grace.  As I was about to sign off, I almost felt as if NFCU had snubbed me by not putting a link there!!!  So, what do I do????  I call NFCU andn go through the dial tree and speak with a rep who was very cordial and inviting me to go for it!!  Now, with this being NFL time, no challenges are allowed to go with confronting Robot Mad  So, I kindly give the gentleman my information and BAM!!!  Just like that $15k LOC!!  I slammed the Iphone between my legs as I hung up and did a touchdown dance (thank God the wife is sleeping with my daughter or I'd be the next thing being slammed LOL).  Now I'm heading back over to the garden and hopefully my wonderful DW will understand that it's not really my fault.  I'm sure she will counter with, "Couldn't you be happy with the 2 cards they gave you with the ridiculous limits?"....and I will cowardly reply.."Myficoforum  made me do itSmiley Sad  Once she backs away I will resume my happy dance in a room far far away LOL  It's funny how I went 4 years without any inquiries and now I have 6!!!  I reallly need to stop reading so many feel good threads that make me want to feel the happiness of the credit rainbow lol


Congrats on your approval Smiley Happy

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 12 of 16
Zorasmiles
Established Contributor

Re: NFCU DOES IT AGAIN!! LOC $15K

Thanks everyone for the congrats on the new LOC.  This forum makes one feel as if they are in a casino rolling the dice to a credit high lol  I must say that if I end up in the dog house it will be much more comfortable.  With the LOC and CC's my dog house will be the envy of the neighborhood.....central air and heat, big screen tv, indoor plumbing, broadband cable and internet access, the best insulation and a nice bay window facing the house so I can moon the dw at will lol Heck I might just stay until after football season..if I can't resist a few new credit apps, perhaps I can wait it out through NCAA basketball and NBA finals...hmmm...I must say I'll have the finest dog house in the neighborhood LOL  See the CREDIT RAINBOW...TASTE THE CREDIT SKITTLES LOL

FICO scores are your calling card to the business world. Build a negative reputation and those doors are hard to open, find that perfect balance of credit responsibility and those doors open when you desire them.
Message 13 of 16
Tony275
Valued Contributor

Re: NFCU DOES IT AGAIN!! LOC $15K

Congrats!! Great limit! Welcome to the garden!
Message 14 of 16
CreditMagic7
Mega Contributor

Re: NFCU DOES IT AGAIN!! LOC $15K

CONGRATS! On a really NICE LIMIT! Smiley Happy

Message 15 of 16
Zorasmiles
Established Contributor

Re: NFCU DOES IT AGAIN!! LOC $15K

Tony-- Thanks!  I'm really going to try and stay in the garden for a while.  In time maybe a true bumper crop of nice APR's and 0% balance transfers will show themselves.

 

CreditMagic7-Thank you!  Now only if I could have convinced the CSR to give me the score, so I had a realistic number vs the FAKO's lol

FICO scores are your calling card to the business world. Build a negative reputation and those doors are hard to open, find that perfect balance of credit responsibility and those doors open when you desire them.
Message 16 of 16
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