NFCU GoRewards Approved thank you!

[AverageJoesCredit]

You GO reward yo self😁

[designated_knitter]

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@CaptRon wrote:

since BK on 4/17/15 I've been on a slow paced recovery to low rate credit. THANK YOU ALL! It wouldn't be possible w/o you! 

some DP's from myfico 3 report 11/15

All are MyFico

Fico 8

EQ 654   TU 639  EX  668

Fico 8 bankcard

EQ 651  TU 645   EX  667

Fico 9

EQ  661   TU 690  EX  684

Fico 9 bankcard

EQ  673    TU 690  EX  683

10% UT

inquires EQ 1     TU 1     EX  2

no collections (dispute open w/Verizon from 11/19)

BK 4/17/15 only lates are the one month on accounts discharged then.

currently have

Cap One Platinum MC $0/$1,000 sl

Credit 1 $337/$800 SL (statement hadn't cut before app no$36/$800)

Credit1 $0/$1,750

Cap1 auto @ 15% reporting $4,700/$14,500

(has been pd off should report next month)

New 9/20 Cap 1 Auto @9.87% $23,580/$24,400 (wii refi next few months)

Now for why I'm doing the Happy Dance 🕺🏻🕺🏻🕺🏻 this morning:

Applied on Friday for membership with NFCU via telephone, had grandfather's serial number and DD214 on hand was never asked for. Opened checking & savings, deposit $100 in each. After the great CSR walked me through the app and I got off the phone app for GoRewards this was 6pm central time Friday afternoon. Received the 24-48 hour message and very impatiently waited, i.e., scouring the forum to see if I should call to get update, refreshing the app, logging on with PC etc.

Finally this morning received a text congratulations you're approved. Nothing else, nothing showing on the app nor website, so I called in.

$3,000SL @ 12.99%
I'm ecstatic 🕺🏻🤸‍♀️🎉!

 Thank you Navy Federal and thank you all here in myFico!!!! Thank you! Thank you! Thank you!

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You give me hope!  I applied on Friday and was finally approved for membership today after sending in my documents.  

Tonight I applied for the CashRewards CC and also got the same message so laughed at your "very impatiently waited, i.e., scouring the forum to see if I should call to get update, refreshing the app, logging on with PC etc."

I should be cleaning the house because my son is coming home from Grad school tomorrow... instead, I'm glued to my laptop and FicoForums!

[CaptRon]

Thank you so much.

It's crazy the anxiety one has. From what I've read here they pull from TU9 or EQ9, Fico 9 anyway my Fico 9's are higher than my 8's but understand it varies by the person?

Congrates on the Graduate school baby, your membership & hopefull a congrats on your new card. 

[CaptRon]

such a newb I've not figured out how to Update jus post w/o repeating myself. 

Question if anyone knows; will I have to wait to recieve my card and activate before seeing on my Navy dashboard?

I can't see a chat button on there nor does my card show up when I go to account management and hit the love button, only asks me to apply.

Guess a phone call is due tomorrow to find out, was hoping to request a CLI using the same HP from card app?

Thanks in advance for your help. Thanks for all the Kudos and everyones support.

Spreading the Love!

[AllZero]

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@CaptRon wrote:

Question if anyone knows; will I have to wait to recieve my card and activate before seeing on my Navy dashboard?

I don't recall the time frame for it to show up on your online portal. Perhaps, give it a week or two?

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@CaptRon wrote:

Guess a phone call is due tomorrow to find out, was hoping to request a CLI using the same HP from card app?

You will be eligible for a CLI or another card at 91 days and 3 full statements from last approval. Before that, it will be instant denial. It is recommended to go for a 2nd card first before the CLI request on the first card.

For your reading pleasure. Navy Federal Thread for CLI and Additional Cards

[Meanmchine]

Congrats on your new Navy card and GL with your rebuild !

[CreditAggie]

Congratulations on your NFCU Go Rewards approval!

[CaptRon]

Thank You AllZero, thank you

[AllZero]

You are welcome. Good Luck!

[Anonymous]

Congratulations! It's always so exciting to get a new Navy card! You did great!