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Congrats![]()
Congratulations!
All Negatives History Removed as of October 2025 - Only BK CH7 Showing as Public Record
Lines of Credit:
Personal Loan:
Total Reported Revolving CL: $162,450 + 26K PLOC = $188,450
Congrats! ![]()
I dont know myactual fico score so I'm scared to waste the inq for the USAA as i've read that they are a bit strict. I have been a USAA member since 2004 Ideally I would like to apply now to let my new cards age together and start 2015 fresh.
I also plan on doing a balance transfer from my USAA secured to the NFCU CC because they currently have a 2.99 balance transfer APR was also wondering If I should wait until I am able to do that balance transfer to appear in better standing with USAA and my balance will reflect 0 to give me a better chance of approval. Also if I wait my NFCU wil be reporting on my report. I'm unsure if that will help or hurt me.
Please help![]()