NFCU I love them!

[gemini282]

After 4 months of being an avid lurker I finally got off of my tablet and picked up the phone. Ive read NOTHING but positive things about NFCU so I had to see for myself. I started out on my fico in October 13 with a whopping 500 EQ and as of today im at 646...thanks to this forum.
I called NFCU yesterday and within 15 pleasant minutes my account was open and my online banking was active. I've read that they're beyond generous with their CL so I asked to apply.
Low and behold, I was approved for a $5000 cash rewards visa! Then I thought LOC? Why not! I tried for $10,000 hoping for a counter. I didnt really care how much, my new Visa is my highest limit EVER! I got the message that it needed further review so I figured it was a no go. This morning they requested POI and by noon they shocked me yet again APPROVED, for $10,000...not a counter offer in sight!
So now my fingers are itching and I app for the nrewards visa. APPROVED for $2500!!
This has been a day to remember! I started my day off yesterday with a few low limit CC, AF's and $7700 of revolving limits. Now I'm headed to freedom from Cap1 and Credit One with $25,200 of revolving limits! It's been a good day!

[CardHunter]

Congrats! Man, i gotta figure out a way to get into that Cu. Enjoy!

[gemini282]

Thanks, I'm so accustomed to flat out denials or "Sure, here's $300-$500" I'm beyond satisfied. Time to sit back and let this multitude of inquiries fall off. Smh (I got a little crazy recently)

[ProV]

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@gemini282 wrote:
After 4 months of being an avid lurker I finally got off of my tablet and picked up the phone. Ive read NOTHING but positive things about NFCU so I had to see for myself. I started out on my fico in October 13 with a whopping 500 EQ and as of today im at 646...thanks to this forum.
I called NFCU yesterday and within 15 pleasant minutes my account was open and my online banking was active. I've read that they're beyond generous with their CL so I asked to apply.
Low and behold, I was approved for a $5000 cash rewards visa! Then I thought LOC? Why not! I tried for $10,000 hoping for a counter. I didnt really care how much, my new Visa is my highest limit EVER! I got the message that it needed further review so I figured it was a no go. This morning they requested POI and by noon they shocked me yet again APPROVED, for $10,000...not a counter offer in sight!
So now my fingers are itching and I app for the nrewards visa. APPROVED for $2500!!
This has been a day to remember! I started my day off yesterday with a few low limit CC, AF's and $7700 of revolving limits. Now I'm headed to freedom from Cap1 and Credit One with $25,200 of revolving limits! It's been a good day!

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Congrats!  and Welcome to the NFCU Family!

[CreditHealthy]

Congrats!

[Drsgwld]

Congrats!  Post a financially damaging out of control now exhusband of 24, I can appeciate the long arguous battle.  I have paid numous debts that were not my own, merely because I was married to him and fearing what would happen if I left.  I have spent the last 5 yrs literally cleaning up and paying more than I ever should have, most did not have my name on the bill, but because they were medical bills from my kids, and him I had not choice.  I certainly did not want my kids to be nailed when they turned 18.  UnreaL.  FiNALLY, I have only 1 student loan and a secured card.  I am in the low 600s on 2 Credit Agencies, and high 500s on Transunion.  I can't wait for the day to feel like my integrity in writing is back.

[Drsgwld]

Im assuming NFCU is a credit union?

[gemini282]

I can identify with the ex husband situation Drsgwld, after a year long custody battle and bitter divorce my financial future was looking bleak but I've actually seen improvement now that im in control of MY finances. And yes it's Navy Federal Credit Union. My brother served in the navy and has been with them forever. Good thing I didn't know about or take advantage of their services while I was married because THIS is a match made in heaven! LOL

[yudeology101]

Very nice!  Congratulations 

[gdale6]

Great job here, grats x 3