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NFCU MC Platinum approved! Whoo hoo!

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Anonymous
Not applicable

NFCU MC Platinum approved! Whoo hoo!

Hello Everyone! Smiley Happy

 

I was just approved for NFCU MC Platinum for 24k!  The approval was pretty much instantaneous.  Yep.  I'm a happy camper. Smiley Very Happy

 

This approval wraps up my month-long app spree.  I'll make a separate post of all that I app'd for with approvals & denials.

 

They pulled from TU.  Here are my stats:

 

Fico 8 Scores:

EQ: 682

TU: 709

EX: 740

 

BankCard Fico 8 Scores:

EQ: 665

TU: 701

EX: 745

 

 

Current CCs:

  • Local CU Platinum Visa, 8 months old CL $2500
  • Comenity store card, 6 years old CL $750
  • USAA Amex - newly added CL 20k
  • Discover IT - newly added CL $9500
  • 4 other cards approved but not yet reporting
  • 1 Installment loan approved but not jet reporting

CR INFO:

  • Number of Accounts: 15
  • Oldest Account: 21 yrs 2 m
  • Accounts opened in past year: 3
  • Recent Inquiries: EQ: 7, TU: 3, EX:  2
  • Aggregate Util % < 9%

BADDIES: ALL closed & PIF on 01/2013

  • PR: 1 Tax Lien Released
  • LATES: 11/2010, 02/2011, 03/2011 (all for auto loan)

CLOSED ACCOUNTS: ALL closed, PIF, never late

  • 1 installment: 12/2015 (auto loan)
  • 1 mortgage: 1/2009
  • Several student loans: 01/2013

Happy app'ing!

Message 1 of 28
27 REPLIES 27
fltireguy
Valued Contributor

Re: NFCU MC Platinum approved! Whoo hoo!

Congrats!! Nice SL!!

NFCU $60.4k/PenFed $22.5k/Commerce $15K/53 $11K/Synovus $14K/BBT $11K/CapOne $12K/DCU $7.5K/BMO $7.5K/Chase $14.5k/Cabelas $10K/ and many many more!
Total CL $398600, plus car and RV loan.
Ooh. Ooh. Getting closer to that $500K mark!
Message 2 of 28
Anonymous
Not applicable

Re: NFCU MC Platinum approved! Whoo hoo!

Congratulations! That's an awesome starting limit! NFCU is awesome. 

Message 3 of 28
Anonymous
Not applicable

Re: NFCU MC Platinum approved! Whoo hoo!

Congratulations! 

Message 4 of 28
Anonymous
Not applicable

Re: NFCU MC Platinum approved! Whoo hoo!

Congratulations! Great CL!

Message 5 of 28
baller4life
Super Contributor

Re: NFCU MC Platinum approved! Whoo hoo!

Awesome sauce!!!
Message 6 of 28
NYFan63
Established Contributor

Re: NFCU MC Platinum approved! Whoo hoo!

Congrats  - thats a nice SL!!!

Penfed Platinum Sig Visa $33k, PenFed PLOC $25k, NFCU Cash VISA Sig 22k, NFCU Visa Flagship 22k, CAP1 Venture $23k, CAP1 Venture One $15k, NFCU NAV Check $15k, Barclays Arrival $13,2k, DCU VISA 5k, Cap1 QS 7.5k, WF Finance 3.5k, Merrick 2.2k, Barclays Apple Financing 6.1k BestBuy 5k >Ch7 BK filed 8/09; DC 01/10 EQ 636 Nov 13;
EQ08 718 | TU 731 | EXP 728
Inqs: EQ 11, TU 8, EXP 11(last 2 yrs)
Goal 750+ In the Garden til

Message 7 of 28
ambivalent
Established Contributor

Re: NFCU MC Platinum approved! Whoo hoo!

Nice! Congrats!!!

Aiming for 700 across FICO 8 and $150K TCL
Message 8 of 28
Anonymous
Not applicable

Re: NFCU MC Platinum approved! Whoo hoo!

That is just amazing!

 

I'm hoping one day to be able to see CL in that amount!

 

Again, WTG!

Message 9 of 28
Anonymous
Not applicable

Re: NFCU MC Platinum approved! Whoo hoo!


@fltireguy wrote:

Congrats!! Nice SL!!


Thank you!  Smiley Happy

It's my largest SL by far. 

Message 10 of 28
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