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NFCU Navcheck APPROVED! But.... a question

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Anonymous
Not applicable

NFCU Navcheck APPROVED! But.... a question

So I was approved for NFCU Navcheck! YES! But.... declined for the credit card.... ahhh. how does that Happen? Loan someone access to 3k but not even 500 on a credit card?

Message 1 of 7
6 REPLIES 6
baller4life
Super Contributor

Re: NFCU Navcheck APPROVED! But.... a question

Two different depts. Congrats on ploc! Smiley Happy
Message 2 of 7
Scupra
Super Contributor

Re: NFCU Navcheck APPROVED! But.... a question


@Anonymous wrote:

So I was approved for NFCU Navcheck! YES! But.... declined for the credit card.... ahhh. how does that Happen? Loan someone access to 3k but not even 500 on a credit card?


Have you tried sending a secured message to ask for a $500 starting limit on the credit card?! If not, do so now Smiley Happy

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 3 of 7
gibeon
Established Contributor

Re: NFCU Navcheck APPROVED! But.... a question

It took me two to three months to get approved for unsecured card at NFCU after instant approval for CLOC.

The two departments are bth separate, and apparently look for totally different things.
23 Open Bank Cards / 7 Open Store Cards / TOO many inquires / Mid/High 600's
Message 4 of 7
Anonymous
Not applicable

Re: NFCU Navcheck APPROVED! But.... a question

The same thing happened to me, and I sent a SM explaining I was rebuilding and they are the best CU, blah, blah and yes they approved me for 500.00 and in 3 months it was at 14k.   So do what Scupra said and sharpen your pencil and write them a good recon...   

 

Good luck and congrats on the PLOC!!

Message 5 of 7
Anonymous
Not applicable

Re: NFCU Navcheck APPROVED! But.... a question

Just did that! Hopefully all will work out.

Message 6 of 7
Anonymous
Not applicable

Re: NFCU Navcheck APPROVED! But.... a question

Still a no.... wth...

Message 7 of 7
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