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NFCU Secured Graduation! DPs

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Anonymous
Not applicable

NFCU Secured Graduation! DPs

I "think" it graduated because today my credit limit shows $2k. This is the only giveaway at the moment that my card has graduated. My available credit hasn't been increased, it still says nRewards, and I don't see the $300 deposited back to me.

 

DPs that hopefully help someone else..

 

I started with a $300 deposit 7 months ago. Current EX FICO is 640. I used the card heavily and made multiple payments per statement. My last statement cut on 7/10 with a $20 balance.

 

My statement cut on 7/10 (a Friday). I noticed many other posters were graduating 2 days after the statement cut but during Monday through Friday. So for me that would have been 7/12 (a Sunday). On Sunday I checked and nothing so I was bummed. Then I thought maybe because it was a Sunday and the graduation has to be processed on a business day. So I check on Monday and nothing! I was bummed again and said oh well until next statement. Today 7/14 (a Tuesday) for the heck of it I checked again and saw the 2k credit limit! 

 

So if someone else is waiting to graduate keep an eye on the day of the week. If it falls on the weekend then it might be longer than the 2 days to see the graduation.

Message 1 of 18
17 REPLIES 17
Eagered2succeed
Frequent Contributor

Re: NFCU Secured Graduation! DPs

Definitely means it graduated if your credit limit went to 2K. Should see you deposit back in your savings soon. Congratulations and take care of Navy as I'm sure you've heard they will take care of you. 

Message 2 of 18
Anonymous
Not applicable

Re: NFCU Secured Graduation! DPs

@Anonymous  Super Congrats on your Navy Fed nRewards graduation to $2,000!!! Smiley Very Happy

Message 3 of 18
Anonymous
Not applicable

Re: NFCU Secured Graduation! DPs


BOOM! Congrats on a great Navy GRADUATION ANS CLI!  Use it well!

Message 4 of 18
M_Smart007
Legendary Contributor

Re: NFCU Secured Graduation! DPs

Message 5 of 18
Irv02
Established Contributor

Re: NFCU Secured Graduation! DPs

Congratulations!!  You're on your way to better credit and with a great Credit Union!

Message 6 of 18
AllZero
Mega Contributor

Re: NFCU Secured Graduation! DPs

Congratulations on your graduation 🎓 and CLI!

 

Look into the double dip CLI.

https://ficoforums.myfico.com/t5/Credit-Card-Approvals/NFCU-Secured-Graduated/m-p/6012852

Message 7 of 18
JL276
Regular Contributor

Re: NFCU Secured Graduation! DPs

Congrats! 

Message 8 of 18
CreditAggie
Community Leader
Super Contributor

Re: NFCU Secured Graduation! DPs

Congratulations on your NFCU secured graduation and CLI!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (December 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 9 of 18
gdale6
Moderator Emeritus

Re: NFCU Secured Graduation! DPs

You are to be congratulated on both the graduation and the CLI Smiley Happy

Message 10 of 18
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