NFCU Secured & Capital One QS Approved!

[wxman2021]

IT has been a while since having a new card, it's time to do it correctly this time.  Going to be much smarter with finances now going forward.  

NFCU Secured card $300 limit

Capital One Quicksilver (for good credit?) $3,000 limit.  ($0 annual fee and 1.5% Cash back on purchases)

Not bad at all, very thankful for these a week after BK7 DC

I know the FICO gods like 3 revolvers....I would love the Apple card, but I know that is a pipe dream right now...So, question is, 2 revolvers ok for now?  I have no problem with that.  I burned Disco, so I know its going to be a min....It would be cool to get in with my primary bank (BOA) the secured card?

Thanks yall!

[CreditAggie]

Congratulations on your approvals!

[GatorGuy]

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@wxman2021 wrote:

IT has been a while since having a new card, it's time to do it correctly this time.  Going to be much smarter with finances now going forward.  

NFCU Secured card $300 limit

Capital One Quicksilver (for good credit?) $3,000 limit.  ($0 annual fee and 1.5% Cash back on purchases)

Not bad at all, very thankful for these a week after BK7 DC

I know the FICO gods like 3 revolvers....I would love the Apple card, but I know that is a pipe dream right now...So, question is, 2 revolvers ok for now?  I have no problem with that.  I burned Disco, so I know its going to be a min....It would be cool to get in with my primary bank (BOA) the secured card?

Thanks yall!

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Congrats! Those should age nicely for you.

[blindambition]

Congrats on those approvals!! Navy will grow fairly quick, and that Cap One suggests you're not in low bucket.

[babygirl1256]

Congrats on your NFCU Secured & Capital One QS approval.

[gdale6]

Considering 1 week post BK this is a great haul for you, grats to both of your new cards!

[wxman2021]

@CreditAggie Thank you!

[wxman2021]

@GatorGuy Thank you!

[wxman2021]

@blindambition Thank you!  Thats a good think on the Cap 1 card for sure, so maybe not a low bucketed card?

[blindambition]

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@wxman2021 wrote:

@blindambition Thank you!  Thats a good think on the Cap 1 card for sure, so maybe not a low bucketed card?

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You're pretty much guaranteed a low growth card when initial SL is $1k or less. Anything above gives you some hope. Of course usage and their ever changing CLI criteria will play a part. Cap One likes heavy and consistent usage.